Livingtrust Mortgage Bank PLC (NGX: LIVINGTRUST)

Livingtrust Mortgage Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 11, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	16,200	14,900	8,000	5,200	3,000	2,750
Market Cap Growth	17.82%	86.25%	53.85%	73.33%	9.09%	-5.17%
Last Close Price	3.24	2.95	1.58	0.97	0.55	0.51
PE Ratio	21.31	25.98	9.60	9.61	20.93	40.61
PS Ratio	7.82	8.20	4.10	3.59	5.38	5.83
PB Ratio	3.81	3.50	2.14	1.61	1.08	1.04
P/FCF Ratio	29.75	-11.60	-3.47	-1.81	-1.47	-25.30
P/OCF Ratio	26.18	-12.40	-3.79	-1.86	-1.53	-31.96
Debt / Equity Ratio	0.73	0.73	0.76	0.69	0.23	0.21
Debt / FCF Ratio	5.74	-2.40	-1.23	-0.78	-0.32	-5.07
Return on Equity (ROE)	19.01%	14.21%	23.58%	16.90%	4.88%	2.39%
Return on Assets (ROA)	4.46%	3.70%	6.78%	5.75%	2.43%	1.42%
Earnings Yield	4.69%	3.81%	10.27%	9.75%	4.41%	2.27%
FCF Yield	3.36%	-8.62%	-28.83%	-55.11%	-68.22%	-3.95%
Dividend Yield	0.93%	1.02%	0.76%	6.16%	1.80%	-
Payout Ratio	8.11%	10.84%	36.51%	9.86%	-	-
Buyback Yield / Dilution	0.02%	-	-	-	-	-
Total Shareholder Return	0.95%	1.02%	0.76%	6.16%	1.80%	-

Source: S&P Capital IQ. Banks template. Financial Sources.