Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Statistics

Total Valuation

NGX:LIVINGTRUST has a market cap or net worth of NGN 25.70 billion.

Market Cap	25.70B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 16, 2026.

Earnings Date	Jan 16, 2026
Ex-Dividend Date	Jul 4, 2025

Share Statistics

NGX:LIVINGTRUST has 5.00 billion shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	5.00B
Shares Outstanding	5.00B
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	+5.93%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 25.41.

PE Ratio	25.41
Forward PE	n/a
PS Ratio	9.19
PB Ratio	5.09
P/TBV Ratio	5.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.02%.

Return on Equity (ROE)	20.02%
Return on Assets (ROA)	3.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.19%
Revenue Per Employee	40.52M
Profits Per Employee	14.66M
Employee Count	69
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:LIVINGTRUST has paid 78.78 million in taxes.

Income Tax	78.78M
Effective Tax Rate	7.23%

Stock Price Statistics

The stock price has increased by +6.86% in the last 52 weeks. The beta is 0.26, so NGX:LIVINGTRUST's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+6.86%
50-Day Moving Average	4.06
200-Day Moving Average	4.91
Relative Strength Index (RSI)	61.22
Average Volume (20 Days)	2,012,926

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:LIVINGTRUST had revenue of NGN 2.80 billion and earned 1.01 billion in profits. Earnings per share was 0.20.

Revenue	2.80B
Gross Profit	2.80B
Operating Income	1.12B
Pretax Income	1.09B
Net Income	1.01B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.20

Balance Sheet

The company has 12.65 billion in cash and 2.34 billion in debt, with a net cash position of 10.31 billion or 2.06 per share.

Cash & Cash Equivalents	12.65B
Total Debt	2.34B
Net Cash	10.31B
Net Cash Per Share	2.06
Equity (Book Value)	5.05B
Book Value Per Share	1.01
Working Capital	-7.76B

Cash Flow

In the last 12 months, operating cash flow was -3.10 billion and capital expenditures -429.97 million, giving a free cash flow of -3.53 billion.

Operating Cash Flow	-3.10B
Capital Expenditures	-429.97M
Free Cash Flow	-3.53B
FCF Per Share	-0.71

Margins

Gross Margin	n/a
Operating Margin	39.98%
Pretax Margin	39.00%
Profit Margin	36.18%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 1.65%.

Dividend Per Share	0.08
Dividend Yield	1.65%
Dividend Growth (YoY)	166.67%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	0.00%
Shareholder Yield	1.65%
Earnings Yield	3.94%
FCF Yield	-13.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2