Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Statistics

Total Valuation

NGX:LIVINGTRUST has a market cap or net worth of NGN 20.70 billion.

Market Cap	20.70B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Jul 4, 2025

Share Statistics

NGX:LIVINGTRUST has 5.00 billion shares outstanding. The number of shares has decreased by -0.05% in one year.

Current Share Class	5.00B
Shares Outstanding	5.00B
Shares Change (YoY)	-0.05%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 26.12.

PE Ratio	26.12
Forward PE	n/a
PS Ratio	7.26
PB Ratio	4.10
P/TBV Ratio	4.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.58
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.03%.

Return on Equity (ROE)	17.03%
Return on Assets (ROA)	3.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	41.34M
Profits Per Employee	11.49M
Employee Count	69
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:LIVINGTRUST has paid 208.75 million in taxes.

Income Tax	208.75M
Effective Tax Rate	20.85%

Stock Price Statistics

The stock price has increased by +33.33% in the last 52 weeks. The beta is 0.19, so NGX:LIVINGTRUST's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+33.33%
50-Day Moving Average	4.70
200-Day Moving Average	5.16
Relative Strength Index (RSI)	40.12
Average Volume (20 Days)	1,961,120

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:LIVINGTRUST had revenue of NGN 2.85 billion and earned 792.49 million in profits. Earnings per share was 0.16.

Revenue	2.85B
Gross Profit	2.80B
Operating Income	1.03B
Pretax Income	1.00B
Net Income	792.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 9.77 billion in cash and 2.48 billion in debt, giving a net cash position of 7.29 billion or 1.46 per share.

Cash & Cash Equivalents	9.77B
Total Debt	2.48B
Net Cash	7.29B
Net Cash Per Share	1.46
Equity (Book Value)	5.05B
Book Value Per Share	1.01
Working Capital	-10.45B

Cash Flow

In the last 12 months, operating cash flow was -3.99 billion and capital expenditures -258.93 million, giving a free cash flow of -4.25 billion.

Operating Cash Flow	-3.99B
Capital Expenditures	-258.93M
Free Cash Flow	-4.25B
FCF Per Share	-0.85

Margins

Gross Margin	n/a
Operating Margin	36.16%
Pretax Margin	35.11%
Profit Margin	27.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 2.00%.

Dividend Per Share	0.08
Dividend Yield	2.00%
Dividend Growth (YoY)	166.67%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	0.05%
Shareholder Yield	2.05%
Earnings Yield	3.83%
FCF Yield	-20.54%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2