AXA Mansard Insurance Plc (NGX:MANSARD)

AXA Mansard Insurance Statistics

Total Valuation

NGX:MANSARD has a market cap or net worth of NGN 115.79 billion. The enterprise value is 119.09 billion.

Market Cap	115.79B
Enterprise Value	119.09B

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Jun 26, 2025

Share Statistics

NGX:MANSARD has 8.91 billion shares outstanding.

Current Share Class	8.91B
Shares Outstanding	8.91B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 108.33.

PE Ratio	108.33
Forward PE	n/a
PS Ratio	0.66
PB Ratio	1.85
P/TBV Ratio	2.09
P/FCF Ratio	2.88
P/OCF Ratio	2.72
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.92, with an EV/FCF ratio of 2.96.

EV / Earnings	109.63
EV / Sales	0.68
EV / EBITDA	11.92
EV / EBIT	13.43
EV / FCF	2.96

Financial Position

The company has a current ratio of 1.66, with a Debt / Equity ratio of 0.14.

Current Ratio	1.66
Quick Ratio	0.77
Debt / Equity	0.14
Debt / EBITDA	0.85
Debt / FCF	0.21
Interest Coverage	7.87

Financial Efficiency

Return on equity (ROE) is 2.81% and return on invested capital (ROIC) is 7.46%.

Return on Equity (ROE)	2.81%
Return on Assets (ROA)	2.57%
Return on Invested Capital (ROIC)	7.46%
Return on Capital Employed (ROCE)	4.83%
Revenue Per Employee	476.77M
Profits Per Employee	2.97M
Employee Count	263
Asset Turnover	0.81
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:MANSARD has paid 1.50 billion in taxes.

Income Tax	1.50B
Effective Tax Rate	45.31%

Stock Price Statistics

The stock price has increased by +103.13% in the last 52 weeks. The beta is 0.70, so NGX:MANSARD's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+103.13%
50-Day Moving Average	15.19
200-Day Moving Average	11.72
Relative Strength Index (RSI)	38.27
Average Volume (20 Days)	5,579,910

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:MANSARD had revenue of NGN 174.50 billion and earned 1.09 billion in profits. Earnings per share was 0.12.

Revenue	174.50B
Gross Profit	32.06B
Operating Income	8.87B
Pretax Income	3.31B
Net Income	1.09B
EBITDA	9.99B
EBIT	8.87B
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 16.18 billion in cash and 8.51 billion in debt, giving a net cash position of 2.84 billion or 0.32 per share.

Cash & Cash Equivalents	16.18B
Total Debt	8.51B
Net Cash	2.84B
Net Cash Per Share	0.32
Equity (Book Value)	62.46B
Book Value Per Share	6.30
Working Capital	24.41B

Cash Flow

In the last 12 months, operating cash flow was 42.56 billion and capital expenditures -2.33 billion, giving a free cash flow of 40.24 billion.

Operating Cash Flow	42.56B
Capital Expenditures	-2.33B
Free Cash Flow	40.24B
FCF Per Share	4.52

Margins

Gross margin is 18.37%, with operating and profit margins of 5.08% and 0.62%.

Gross Margin	18.37%
Operating Margin	5.08%
Pretax Margin	1.90%
Profit Margin	0.62%
EBITDA Margin	5.73%
EBIT Margin	5.08%
FCF Margin	23.06%

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 3.46%.

Dividend Per Share	0.45
Dividend Yield	3.46%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	n/a
Payout Ratio	372.84%
Buyback Yield	n/a
Shareholder Yield	3.46%
Earnings Yield	0.94%
FCF Yield	34.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2021. It was a reverse split with a ratio of 0.25.

Last Split Date	Sep 27, 2021
Split Type	Reverse
Split Ratio	0.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6