AXA Mansard Insurance Plc (NGX:MANSARD)

AXA Mansard Insurance Statistics

Total Valuation

NGX:MANSARD has a market cap or net worth of NGN 130.40 billion. The enterprise value is 131.71 billion.

Market Cap	130.40B
Enterprise Value	131.71B

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jun 26, 2025

Share Statistics

NGX:MANSARD has 8.91 billion shares outstanding. The number of shares has decreased by -0.27% in one year.

Current Share Class	8.91B
Shares Outstanding	8.91B
Shares Change (YoY)	-0.27%
Shares Change (QoQ)	-90.55%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 16.92.

PE Ratio	16.92
Forward PE	n/a
PS Ratio	0.92
PB Ratio	2.08
P/TBV Ratio	2.32
P/FCF Ratio	573.94
P/OCF Ratio	48.45
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.89
EV / Sales	0.93
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	579.71

Financial Position

The company has a current ratio of 6.03, with a Debt / Equity ratio of 0.14.

Current Ratio	6.03
Quick Ratio	3.12
Debt / Equity	0.14
Debt / EBITDA	n/a
Debt / FCF	39.99
Interest Coverage	-16.24

Financial Efficiency

Return on equity (ROE) is 11.99% and return on invested capital (ROIC) is -11.22%.

Return on Equity (ROE)	11.99%
Return on Assets (ROA)	-3.70%
Return on Invested Capital (ROIC)	-11.22%
Return on Capital Employed (ROCE)	-6.04%
Revenue Per Employee	389.02M
Profits Per Employee	21.31M
Employee Count	263
Asset Turnover	0.63
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:MANSARD has paid 3.21 billion in taxes.

Income Tax	3.21B
Effective Tax Rate	29.54%

Stock Price Statistics

The stock price has increased by +171.61% in the last 52 weeks. The beta is 0.84, so NGX:MANSARD's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+171.61%
50-Day Moving Average	10.82
200-Day Moving Average	8.83
Relative Strength Index (RSI)	73.08
Average Volume (20 Days)	3,890,711

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:MANSARD had revenue of NGN 142.38 billion and earned 7.80 billion in profits. Earnings per share was 0.87.

Revenue	142.38B
Gross Profit	8.85B
Operating Income	-13.30B
Pretax Income	10.85B
Net Income	7.80B
EBITDA	-12.41B
EBIT	-13.30B
Earnings Per Share (EPS)	0.87

Balance Sheet

The company has 17.94 billion in cash and 9.09 billion in debt, giving a net cash position of 4.44 billion or 0.50 per share.

Cash & Cash Equivalents	17.94B
Total Debt	9.09B
Net Cash	4.44B
Net Cash Per Share	0.50
Equity (Book Value)	62.74B
Book Value Per Share	67.01
Working Capital	68.90B

Cash Flow

In the last 12 months, operating cash flow was 2.69 billion and capital expenditures -2.46 billion, giving a free cash flow of 227.20 million.

Operating Cash Flow	2.69B
Capital Expenditures	-2.46B
Free Cash Flow	227.20M
FCF Per Share	0.03

Margins

Gross margin is 6.21%, with operating and profit margins of -9.34% and 5.48%.

Gross Margin	6.21%
Operating Margin	-9.34%
Pretax Margin	7.62%
Profit Margin	5.48%
EBITDA Margin	-8.71%
EBIT Margin	-9.34%
FCF Margin	0.16%

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 3.07%.

Dividend Per Share	0.45
Dividend Yield	3.07%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	n/a
Payout Ratio	39.24%
Buyback Yield	0.27%
Shareholder Yield	3.34%
Earnings Yield	5.98%
FCF Yield	0.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2021. It was a reverse split with a ratio of 0.25.

Last Split Date	Sep 27, 2021
Split Type	Reverse
Split Ratio	0.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3