AXA Mansard Insurance Plc (NGX:MANSARD)

AXA Mansard Insurance Statistics

Total Valuation

NGX:MANSARD has a market cap or net worth of NGN 136.63 billion. The enterprise value is 110.12 billion.

Market Cap	136.63B
Enterprise Value	110.12B

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Jun 26, 2025

Share Statistics

NGX:MANSARD has 8.91 billion shares outstanding.

Current Share Class	8.91B
Shares Outstanding	8.91B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 25.66.

PE Ratio	25.66
Forward PE	n/a
PS Ratio	0.75
PB Ratio	2.26
P/TBV Ratio	2.54
P/FCF Ratio	9.58
P/OCF Ratio	8.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.80, with an EV/FCF ratio of 7.72.

EV / Earnings	20.47
EV / Sales	0.60
EV / EBITDA	10.80
EV / EBIT	12.48
EV / FCF	7.72

Financial Position

The company has a current ratio of 2.01, with a Debt / Equity ratio of 0.12.

Current Ratio	2.01
Quick Ratio	1.29
Debt / Equity	0.12
Debt / EBITDA	0.72
Debt / FCF	0.51
Interest Coverage	6.91

Financial Efficiency

Return on equity (ROE) is 9.62% and return on invested capital (ROIC) is 11.33%.

Return on Equity (ROE)	9.62%
Return on Assets (ROA)	2.61%
Return on Invested Capital (ROIC)	11.33%
Return on Capital Employed (ROCE)	4.76%
Weighted Average Cost of Capital (WACC)	7.34%
Revenue Per Employee	497.61M
Profits Per Employee	14.70M
Employee Count	366
Asset Turnover	0.86
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:MANSARD has paid 667.33 million in taxes.

Income Tax	667.33M
Effective Tax Rate	10.90%

Stock Price Statistics

The stock price has increased by +64.95% in the last 52 weeks. The beta is 0.48, so NGX:MANSARD's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+64.95%
50-Day Moving Average	14.27
200-Day Moving Average	13.23
Relative Strength Index (RSI)	58.74
Average Volume (20 Days)	1,719,870

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:MANSARD had revenue of NGN 182.13 billion and earned 5.38 billion in profits. Earnings per share was 0.60.

Revenue	182.13B
Gross Profit	34.24B
Operating Income	8.83B
Pretax Income	6.12B
Net Income	5.38B
EBITDA	10.15B
EBIT	8.83B
Earnings Per Share (EPS)	0.60

Balance Sheet

The company has 46.10 billion in cash and 7.34 billion in debt, with a net cash position of 32.35 billion or 3.63 per share.

Cash & Cash Equivalents	46.10B
Total Debt	7.34B
Net Cash	32.35B
Net Cash Per Share	3.63
Equity (Book Value)	60.56B
Book Value Per Share	6.12
Working Capital	43.61B

Cash Flow

In the last 12 months, operating cash flow was 16.29 billion and capital expenditures -2.03 billion, giving a free cash flow of 14.26 billion.

Operating Cash Flow	16.29B
Capital Expenditures	-2.03B
Free Cash Flow	14.26B
FCF Per Share	1.60

Margins

Gross margin is 18.80%, with operating and profit margins of 4.85% and 2.95%.

Gross Margin	18.80%
Operating Margin	4.85%
Pretax Margin	3.36%
Profit Margin	2.95%
EBITDA Margin	5.58%
EBIT Margin	4.85%
FCF Margin	7.83%

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 3.08%.

Dividend Per Share	0.45
Dividend Yield	3.08%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	1
Payout Ratio	75.27%
Buyback Yield	n/a
Shareholder Yield	3.13%
Earnings Yield	3.94%
FCF Yield	10.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2021. It was a reverse split with a ratio of 0.25.

Last Split Date	Sep 27, 2021
Split Type	Reverse
Split Ratio	0.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6