AXA Mansard Insurance Plc (NGX:MANSARD)

AXA Mansard Insurance Statistics

Total Valuation

NGX:MANSARD has a market cap or net worth of NGN 135.06 billion. The enterprise value is 106.67 billion.

Market Cap	135.06B
Enterprise Value	106.67B

Important Dates

The next confirmed earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Jun 26, 2025

Share Statistics

NGX:MANSARD has 8.94 billion shares outstanding.

Current Share Class	8.94B
Shares Outstanding	8.94B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 52.07.

PE Ratio	52.07
Forward PE	n/a
PS Ratio	0.74
PB Ratio	2.41
P/TBV Ratio	2.62
P/FCF Ratio	12.18
P/OCF Ratio	10.19
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.02, with an EV/FCF ratio of 9.62.

EV / Earnings	40.55
EV / Sales	0.59
EV / EBITDA	10.02
EV / EBIT	11.93
EV / FCF	9.62

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 0.13.

Current Ratio	1.95
Quick Ratio	1.24
Debt / Equity	0.13
Debt / EBITDA	0.70
Debt / FCF	0.67
Interest Coverage	7.08

Financial Efficiency

Return on equity (ROE) is 1.14% and return on invested capital (ROIC) is 1.35%.

Return on Equity (ROE)	1.14%
Return on Assets (ROA)	2.65%
Return on Invested Capital (ROIC)	1.35%
Return on Capital Employed (ROCE)	4.87%
Weighted Average Cost of Capital (WACC)	7.44%
Revenue Per Employee	497.70M
Profits Per Employee	7.19M
Employee Count	366
Asset Turnover	0.86
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:MANSARD has paid 5.50 billion in taxes.

Income Tax	5.50B
Effective Tax Rate	89.88%

Stock Price Statistics

The stock price has increased by +89.46% in the last 52 weeks. The beta is 0.64, so NGX:MANSARD's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+89.46%
50-Day Moving Average	15.67
200-Day Moving Average	14.60
Relative Strength Index (RSI)	43.59
Average Volume (20 Days)	1,661,546

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:MANSARD had revenue of NGN 182.16 billion and earned 2.63 billion in profits. Earnings per share was 0.29.

Revenue	182.16B
Gross Profit	36.37B
Operating Income	8.94B
Pretax Income	6.12B
Net Income	2.63B
EBITDA	10.60B
EBIT	8.94B
Earnings Per Share (EPS)	0.29

Balance Sheet

The company has 45.97 billion in cash and 7.41 billion in debt, with a net cash position of 32.14 billion or 3.59 per share.

Cash & Cash Equivalents	45.97B
Total Debt	7.41B
Net Cash	32.14B
Net Cash Per Share	3.59
Equity (Book Value)	56.05B
Book Value Per Share	5.85
Working Capital	41.98B

Cash Flow

In the last 12 months, operating cash flow was 13.25 billion and capital expenditures -2.17 billion, giving a free cash flow of 11.09 billion.

Operating Cash Flow	13.25B
Capital Expenditures	-2.17B
Depreciation & Amortization	n/a
Net Borrowing	-1.53B
Free Cash Flow	11.09B
FCF Per Share	1.24

Margins

Gross margin is 19.97%, with operating and profit margins of 4.91% and 1.44%.

Gross Margin	19.97%
Operating Margin	4.91%
Pretax Margin	3.36%
Profit Margin	1.44%
EBITDA Margin	5.82%
EBIT Margin	4.91%
FCF Margin	6.09%

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 3.00%.

Dividend Per Share	0.45
Dividend Yield	3.00%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	1
Payout Ratio	153.95%
Buyback Yield	n/a
Shareholder Yield	3.00%
Earnings Yield	1.95%
FCF Yield	8.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2021. It was a reverse split with a ratio of 0.25.

Last Split Date	Sep 27, 2021
Split Type	Reverse
Split Ratio	0.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6