AXA Mansard Insurance Plc (NGX:MANSARD)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
13.20
-0.50 (-3.65%)
At close: Jul 24, 2026

AXA Mansard Insurance Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
190,794182,159146,17190,43777,53344,219
Revenue Growth
32.07%24.62%61.63%16.64%75.34%9.52%
Operating Income
11,7308,9437,8804,5495,3275,035
Net Income
97.732,63124,87111,4852,7493,165
Earnings Per Share
-0.292.761.280.310.35
EPS Growth
--89.49%116.29%317.82%-12.74%-33.96%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
Elimination Adjustments
-12,477
Health Maintenance
70,014
Insurance - Life Business
36,033
Insurance - Non Life Business
81,292
Investment Management
4,074
Property Development
1,514
Total
180,451

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
27,99539,55720,05726,17313,47017,343
Total Debt
7,3617,4159,1376,5453,0333,343
Net Cash (Debt)
20,63532,14310,92019,62810,43714,001
Net Cash Growth
-194.34%-44.36%88.06%-25.45%-15.68%
Net Cash Per Share
2.293.571.212.181.161.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
15,31913,25437,43921,470-2,1657,739
Capital Expenditures
-1,661-2,167-1,571-1,440-1,119-1,004
Free Cash Flow
13,65911,08735,86820,029-3,2856,735
Free Cash Flow Growth
--69.09%79.08%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
6.15%4.91%5.39%5.03%6.87%11.39%
Pretax Margin
1.86%3.36%21.68%17.44%4.48%13.08%
Profit Margin
0.05%1.44%17.02%12.70%3.55%7.16%
FCF Margin
7.16%6.09%24.54%22.15%-4.24%15.23%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.450-0.4500.4000.3600.250
Dividend Per Share Growth
12.50%-12.50%11.11%44.00%13.64%
Dividend Yield
3.41%-5.75%8.12%21.93%15.05%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
1208.0446.582.954.286.516.57
Forward PE
-13.2413.2413.2413.2413.24
P/FCF Ratio
8.6411.052.052.46-3.09
PS Ratio
0.620.670.500.540.230.47