AXA Mansard Insurance Plc (NGX:MANSARD)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
10.80
-0.95 (-8.09%)
At close: Nov 5, 2026

AXA Mansard Insurance Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
205,789182,159146,17190,43777,53344,219
Revenue Growth
19.47%24.62%61.63%16.64%75.34%9.52%
Operating Income
15,2498,9437,8804,5495,3275,035
Net Income
7,9872,63124,87111,4852,7493,165
Earnings Per Share
-0.292.761.280.310.35
EPS Growth
--89.49%116.29%317.82%-12.74%-33.96%

Revenue by Segment

Fiscal Year
FY 2025
Period EndingDec '25
Insurance - Non Life Business
81,292
Insurance - Life Business
36,033
Health Maintenance
70,014
Elimination Adjustments
-12,477
Investment Management
4,074
Property Development
1,514
Total
180,451

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
28,11739,55720,05726,17313,47017,343
Total Debt
6,8317,4159,1376,5453,0333,343
Net Cash (Debt)
21,28632,14310,92019,62810,43714,001
Net Cash Growth
649.71%194.34%-44.36%88.06%-25.45%-15.68%
Net Cash Per Share
-3.571.212.181.161.56

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
17,14613,25437,43921,470-2,1657,739
Capital Expenditures
-2,935-2,167-1,571-1,440-1,119-1,004
Free Cash Flow
14,21111,08735,86820,029-3,2856,735
Free Cash Flow Growth
-65.00%-69.09%79.08%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
7.41%4.91%5.39%5.03%6.87%11.39%
Pretax Margin
6.27%3.36%21.68%17.44%4.48%13.08%
Profit Margin
3.88%1.44%17.02%12.70%3.55%7.16%
FCF Margin
6.91%6.09%24.54%22.15%-4.24%15.23%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.450-0.4500.4000.3600.250
Dividend Per Share Growth
--12.50%11.11%44.00%13.64%
Dividend Yield
4.17%-5.49%7.27%18.00%10.76%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0946.582.954.286.516.57
Forward PE
-13.2413.2413.2413.2413.24
P/FCF Ratio
6.8011.052.052.46-3.09
PS Ratio
0.470.670.500.540.230.47