Prestige Assurance Plc (NGX:PRESTIGE)
1.370
0.00 (0.00%)
At close: Nov 3, 2026
Prestige Assurance Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 24,537 | 25,120 | 19,586 | 13,547 | 11,505 | 4,594 |
Total Interest & Dividend Income | 2,599 | 2,446 | 2,178 | 1,270 | 1,098 | 827.95 |
Gain (Loss) on Sale of Investments | 379.38 | 242.22 | 124.37 | 140.6 | -9.7 | 26.87 |
Other Revenue | -3,986 | -4,010 | 586.14 | -598.27 | 665.18 | 989.86 |
| 23,529 | 23,798 | 22,475 | 14,359 | 13,259 | 6,438 | |
Revenue Growth | -16.72% | 5.89% | 56.52% | 8.30% | 105.93% | 30.03% |
Policy Benefits | 27,412 | 26,150 | 24,023 | 15,754 | 14,229 | 2,363 |
Policy Acquisition & Underwriting Costs | -7,342 | -4,566 | -3,930 | -3,424 | -2,681 | 2,419 |
Amortization of Goodwill & Intangibles | -4.68 | - | - | - | - | - |
Depreciation & Amortization | -100.16 | - | - | - | - | - |
Selling, General & Administrative | -786.04 | 20.25 | 11.11 | 13.31 | 14.02 | 1,026 |
Provision for Bad Debts | 76.61 | 83.22 | 18.58 | 295.29 | -3.25 | - |
Other Operating Expenses | 2,423 | 2,246 | 1,594 | 1,175 | 1,218 | -11.03 |
Total Operating Expenses | 21,334 | 23,933 | 21,717 | 13,814 | 12,776 | 5,803 |
Operating Income | 2,196 | -135.09 | 757.89 | 545.69 | 482.41 | 635.41 |
Interest Expense | -0.82 | -0.72 | -2.1 | -1.6 | -1.73 | -1.28 |
Currency Exchange Gain (Loss) | -583.81 | -283.77 | 1,894 | 821.11 | -5.56 | 55.93 |
Other Non Operating Income (Expenses) | -718.92 | -2.85 | 15.46 | - | - | -0.72 |
EBT Excluding Unusual Items | 892.1 | -422.44 | 2,666 | 1,365 | 475.12 | 689.33 |
Gain (Loss) on Sale of Assets | 2.7 | 3.6 | 1.48 | 10.33 | 14.34 | 3.42 |
Asset Writedown | 537.61 | 775.97 | 422.82 | 28.31 | 95.82 | 39.2 |
Other Unusual Items | - | - | - | - | 0.01 | - |
Pretax Income | 1,432 | 357.21 | 3,090 | 1,404 | 586.33 | 732.23 |
Income Tax Expense | 518.86 | 328.62 | -146.46 | 93.39 | 84.07 | 43.94 |
Net Income | 913.63 | 28.58 | 3,236 | 1,310 | 502.26 | 688.28 |
Net Income to Common | 913.63 | 28.58 | 3,236 | 1,310 | 502.26 | 688.28 |
Net Income Growth | -42.72% | -99.12% | 146.97% | 160.91% | -27.03% | 1.47% |
Shares Outstanding (Basic) | 15,319 | 13,253 | 13,253 | 13,253 | 13,253 | 13,253 |
Shares Outstanding (Diluted) | 15,319 | 13,253 | 13,253 | 13,253 | 13,253 | 13,253 |
Shares Change | 18.16% | - | - | - | - | 91.08% |
EPS (Basic) | 0.06 | 0.00 | 0.24 | 0.10 | 0.04 | 0.05 |
EPS (Diluted) | 0.06 | 0.00 | 0.24 | 0.10 | 0.04 | 0.05 |
EPS Growth | -51.53% | -99.12% | 146.96% | 160.92% | -26.98% | -46.93% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1,475 | -4,051 | 1,280 | 760.5 | -1,160 | -534.35 |
Free Cash Flow Per Share | -0.10 | -0.31 | 0.10 | 0.06 | -0.09 | -0.04 |
Dividend Per Share | - | - | - | 0.020 | - | 0.015 |
Dividend Growth | - | - | - | - | - | -40.00% |
Operating Margin | 9.33% | -0.57% | 3.37% | 3.80% | 3.64% | 9.87% |
Profit Margin | 3.88% | 0.12% | 14.40% | 9.13% | 3.79% | 10.69% |
Free Cash Flow Margin | -6.27% | -17.02% | 5.69% | 5.30% | -8.75% | -8.30% |
EBITDA | 2,310 | 15.31 | 882.71 | 623.74 | 593.33 | 737.15 |
EBITDA Margin | 9.82% | 0.06% | 3.93% | 4.34% | 4.47% | 11.45% |
D&A For EBITDA | 114.79 | 150.4 | 124.82 | 78.05 | 110.92 | 101.74 |
EBIT | 2,196 | -135.09 | 757.89 | 545.69 | 482.41 | 635.41 |
EBIT Margin | 9.33% | -0.57% | 3.37% | 3.80% | 3.64% | 9.87% |
Effective Tax Rate | 36.22% | 92.00% | - | 6.65% | 14.34% | 6.00% |