Sterling Financial Holdings Company Plc (NGX:STERLINGNG)

NGX:STERLINGNG Statistics

Total Valuation

NGX:STERLINGNG has a market cap or net worth of NGN 399.24 billion.

Market Cap	399.24B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

NGX:STERLINGNG has 54.69 billion shares outstanding. The number of shares has increased by 72.57% in one year.

Current Share Class	54.69B
Shares Outstanding	54.69B
Shares Change (YoY)	+72.57%
Shares Change (QoQ)	+27.82%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.65.

PE Ratio	4.65
Forward PE	n/a
PS Ratio	1.38
PB Ratio	0.94
P/TBV Ratio	0.95
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.57%.

Return on Equity (ROE)	21.57%
Return on Assets (ROA)	2.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.50%
Revenue Per Employee	75.56M
Profits Per Employee	20.55M
Employee Count	3,826
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:STERLINGNG has paid 12.10 billion in taxes.

Income Tax	12.10B
Effective Tax Rate	13.33%

Stock Price Statistics

The stock price has increased by +22.69% in the last 52 weeks. The beta is 0.28, so NGX:STERLINGNG's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+22.69%
50-Day Moving Average	7.28
200-Day Moving Average	6.88
Relative Strength Index (RSI)	47.48
Average Volume (20 Days)	12,577,238

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:STERLINGNG had revenue of NGN 289.08 billion and earned 78.63 billion in profits. Earnings per share was 1.57.

Revenue	289.08B
Gross Profit	267.60B
Operating Income	90.73B
Pretax Income	90.73B
Net Income	78.63B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.57

Balance Sheet

The company has 587.27 billion in cash and 261.14 billion in debt, with a net cash position of 326.13 billion or 5.96 per share.

Cash & Cash Equivalents	587.27B
Total Debt	261.14B
Net Cash	326.13B
Net Cash Per Share	5.96
Equity (Book Value)	424.05B
Book Value Per Share	7.75
Working Capital	-1,542.10B

Cash Flow

In the last 12 months, operating cash flow was -442.13 billion and capital expenditures -34.23 billion, giving a free cash flow of -476.36 billion.

Operating Cash Flow	-442.13B
Capital Expenditures	-34.23B
Free Cash Flow	-476.36B
FCF Per Share	-8.71

Margins

Gross Margin	n/a
Operating Margin	31.39%
Pretax Margin	31.39%
Profit Margin	27.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 2.47%.

Dividend Per Share	0.18
Dividend Yield	2.47%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	5
Payout Ratio	11.93%
Buyback Yield	-72.57%
Shareholder Yield	-70.10%
Earnings Yield	19.70%
FCF Yield	-119.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2