Sterling Financial Holdings Company Plc (NGX:STERLINGNG)

NGX:STERLINGNG Statistics

Total Valuation

NGX:STERLINGNG has a market cap or net worth of NGN 396.09 billion.

Market Cap	396.09B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Jul 2, 2025

Share Statistics

NGX:STERLINGNG has 52.12 billion shares outstanding. The number of shares has increased by 32.10% in one year.

Current Share Class	52.12B
Shares Outstanding	52.12B
Shares Change (YoY)	+32.10%
Shares Change (QoQ)	+2.99%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.18.

PE Ratio	4.18
Forward PE	n/a
PS Ratio	1.62
PB Ratio	1.06
P/TBV Ratio	1.07
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.84
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.47%.

Return on Equity (ROE)	24.47%
Return on Assets (ROA)	1.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	64.10M
Profits Per Employee	18.08M
Employee Count	3,826
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:STERLINGNG has paid 1.19 billion in taxes.

Income Tax	1.19B
Effective Tax Rate	1.70%

Stock Price Statistics

The stock price has increased by +58.33% in the last 52 weeks. The beta is 0.35, so NGX:STERLINGNG's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+58.33%
50-Day Moving Average	7.72
200-Day Moving Average	6.31
Relative Strength Index (RSI)	46.25
Average Volume (20 Days)	11,953,598

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:STERLINGNG had revenue of NGN 245.23 billion and earned 69.19 billion in profits. Earnings per share was 1.82.

Revenue	245.23B
Gross Profit	224.21B
Operating Income	70.38B
Pretax Income	70.38B
Net Income	69.19B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.82

Balance Sheet

The company has 890.91 billion in cash and 282.30 billion in debt, giving a net cash position of 608.61 billion or 11.68 per share.

Cash & Cash Equivalents	890.91B
Total Debt	282.30B
Net Cash	608.61B
Net Cash Per Share	11.68
Equity (Book Value)	375.11B
Book Value Per Share	7.20
Working Capital	-1,258.24B

Cash Flow

In the last 12 months, operating cash flow was -300.57 billion and capital expenditures -34.14 billion, giving a free cash flow of -334.71 billion.

Operating Cash Flow	-300.57B
Capital Expenditures	-34.14B
Free Cash Flow	-334.71B
FCF Per Share	-6.42

Margins

Gross Margin	n/a
Operating Margin	28.70%
Pretax Margin	28.70%
Profit Margin	28.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 2.34%.

Dividend Per Share	0.18
Dividend Yield	2.34%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	n/a
Buyback Yield	-32.10%
Shareholder Yield	-29.76%
Earnings Yield	17.47%
FCF Yield	-84.50%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2