Sterling Financial Holdings Company Plc (NGX:STERLINGNG)

NGX:STERLINGNG Statistics

Total Valuation

NGX:STERLINGNG has a market cap or net worth of NGN 416.94 billion.

Market Cap	416.94B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Jul 2, 2025

Share Statistics

NGX:STERLINGNG has 52.12 billion shares outstanding. The number of shares has increased by 47.76% in one year.

Current Share Class	52.12B
Shares Outstanding	52.12B
Shares Change (YoY)	+47.76%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.45.

PE Ratio	4.45
Forward PE	n/a
PS Ratio	1.53
PB Ratio	1.03
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.61%.

Return on Equity (ROE)	25.61%
Return on Assets (ROA)	2.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	71.20M
Profits Per Employee	20.52M
Employee Count	3,826
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:STERLINGNG has paid 5.20 billion in taxes.

Income Tax	5.20B
Effective Tax Rate	6.21%

Stock Price Statistics

The stock price has increased by +70.21% in the last 52 weeks. The beta is 0.27, so NGX:STERLINGNG's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+70.21%
50-Day Moving Average	7.72
200-Day Moving Average	6.35
Relative Strength Index (RSI)	54.87
Average Volume (20 Days)	8,624,956

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:STERLINGNG had revenue of NGN 272.42 billion and earned 78.53 billion in profits. Earnings per share was 1.80.

Revenue	272.42B
Gross Profit	252.71B
Operating Income	83.72B
Pretax Income	83.72B
Net Income	78.53B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.80

Balance Sheet

The company has 854.65 billion in cash and 302.41 billion in debt, giving a net cash position of 552.24 billion or 10.60 per share.

Cash & Cash Equivalents	854.65B
Total Debt	302.41B
Net Cash	552.24B
Net Cash Per Share	10.60
Equity (Book Value)	405.53B
Book Value Per Share	7.78
Working Capital	-1,140.77B

Cash Flow

In the last 12 months, operating cash flow was -191.56 billion and capital expenditures -19.27 billion, giving a free cash flow of -210.84 billion.

Operating Cash Flow	-191.56B
Capital Expenditures	-19.27B
Free Cash Flow	-210.84B
FCF Per Share	-4.05

Margins

Gross Margin	n/a
Operating Margin	30.73%
Pretax Margin	30.73%
Profit Margin	28.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 2.29%.

Dividend Per Share	0.18
Dividend Yield	2.29%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	11.95%
Buyback Yield	-47.76%
Shareholder Yield	-45.46%
Earnings Yield	18.83%
FCF Yield	-50.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2