Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria · Delayed Price · Currency is NGN 7.70
-0.15 (-1.91%)
At close: Aug 10, 2026
NGX:STERLINGNG Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 310,790 | 278,878 | 192,024 | 127,870 | 107,967 | 87,304 |
Revenue Growth | 26.73% | 45.23% | 50.17% | 18.43% | 23.67% | 11.04% |
Net Income Net Income Growth | 84,856 | 76,334 | 43,675 | 21,584 | 19,298 | 13,515 |
Earnings Per Share EPS Growth | 1.43 | 1.52 | 1.51 | 0.75 | 0.67 | 0.47 |
EPS Growth | -21.48% | 0.99% | 100.76% | 11.90% | 42.73% | 20.37% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Institutional Banking Institutional Banking Growth | 49,520 | 32,862 | 17,755 | 23,391 | 20,563 |
Retail Banking Retail Banking Growth | 56,596 | 56,694 | 29,332 | 26,393 | 21,060 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 73,923 | 46,712 | 26,682 | 23,026 | 20,310 |
SPV SPV Growth | -23 | 187 | 33 | -7 | 135 |
Commercial Banking Commercial Banking Growth | 39,426 | 21,495 | 23,353 | 12,616 | 10,223 |
Total Total Growth | 219,442 | 157,950 | 97,155 | 89,645 | 75,322 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,014,430 | 589,212 | 686,984 | 394,263 | 224,380 | 232,091 |
Total Debt Total Debt Growth | 229,251 | 234,203 | 249,690 | 242,778 | 175,953 | 158,837 |
Net Cash (Debt) Net Cash Growth | 785,179 | 355,009 | 437,294 | 151,485 | 48,427 | 73,254 |
Net Cash Growth | 29.01% | -18.82% | 188.67% | 212.81% | -33.89% | - |
Net Cash Per Share Net Cash Per Share Growth | 13.23 | 7.09 | 15.07 | 5.26 | 1.68 | 2.54 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -514,309 | -340,217 | -291,370 | -99,947 | -42,873 | -104,592 |
Capital Expenditures CapEx Growth | -44,345 | -27,493 | -29,690 | -17,726 | -4,948 | -4,701 |
Free Cash Flow Free Cash Flow Growth | -558,654 | -367,710 | -321,060 | -117,673 | -47,821 | -109,293 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 27.30% | 27.37% | 22.75% | 16.88% | 17.87% | 15.48% |
FCF Margin | -179.75% | -131.85% | -167.20% | -92.03% | -44.29% | -125.19% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.180 | - | 0.150 | 0.100 |
Dividend Per Share Growth | - | - | 50.00% | 100.00% |
Dividend Yield | 3.32% | - | 12.13% | 8.00% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.39 | 4.81 | 3.69 | 5.72 | 2.09 | 3.22 |
Forward PE | - | 4.15 | 4.15 | 4.15 | 4.15 | 4.15 |
PS Ratio | 1.70 | 1.32 | 0.84 | 0.97 | 0.37 | 0.50 |