Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria · Delayed Price · Currency is NGN 76.35
-0.65 (-0.84%)
At close: Oct 30, 2026
NGX:STERLINGNG Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 331,448 | 278,878 | 192,024 | 127,870 | 107,967 | 87,304 |
Revenue Growth | 21.67% | 45.23% | 50.17% | 18.43% | 23.67% | 11.04% |
Net Income Net Income Growth | 89,409 | 76,334 | 43,675 | 21,584 | 19,298 | 13,515 |
Earnings Per Share EPS Growth | 14.06 | 15.20 | 15.05 | 7.50 | 6.70 | 4.69 |
EPS Growth | -21.45% | 0.99% | 100.76% | 11.90% | 42.73% | 20.37% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Institutional Banking Institutional Banking Growth | 49,520 | 32,862 | 17,755 | 23,391 | 20,563 |
Retail Banking Retail Banking Growth | 56,596 | 56,694 | 29,332 | 26,393 | 21,060 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 73,923 | 46,712 | 26,682 | 23,026 | 20,310 |
SPV SPV Growth | -23 | 187 | 33 | -7 | 135 |
Commercial Banking Commercial Banking Growth | 39,426 | 21,495 | 23,353 | 12,616 | 10,223 |
Total Total Growth | 219,442 | 157,950 | 97,155 | 89,645 | 75,322 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 918,002 | 589,212 | 686,984 | 394,263 | 224,380 | 232,091 |
Total Debt Total Debt Growth | 234,781 | 234,203 | 249,690 | 242,778 | 175,953 | 158,837 |
Net Cash (Debt) Net Cash Growth | 683,221 | 355,009 | 437,294 | 151,485 | 48,427 | 73,254 |
Net Cash Growth | 23.72% | -18.82% | 188.67% | 212.81% | -33.89% | - |
Net Cash Per Share Net Cash Per Share Growth | 107.70 | 70.90 | 150.70 | 52.62 | 16.82 | 25.44 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -709,649 | -340,217 | -291,370 | -99,947 | -42,873 | -104,592 |
Capital Expenditures CapEx Growth | -42,627 | -27,493 | -29,690 | -17,726 | -4,948 | -4,701 |
Free Cash Flow Free Cash Flow Growth | -752,276 | -367,710 | -321,060 | -117,673 | -47,821 | -109,293 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 26.97% | 27.37% | 22.75% | 16.88% | 17.87% | 15.48% |
FCF Margin | -226.97% | -131.85% | -167.20% | -92.03% | -44.29% | -125.19% |
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.800 | - | 1.500 | 1.000 |
Dividend Per Share Growth | - | - | 50.00% | 100.00% |
Dividend Yield | 5.08% | - | 10.71% | 6.62% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.43 | 4.81 | 3.69 | 5.72 | 2.09 | 3.22 |
Forward PE | 5.19 | 4.15 | 4.15 | 4.15 | 4.15 | 4.15 |
PS Ratio | 1.58 | 1.32 | 0.84 | 0.97 | 0.37 | 0.50 |