Sterling Financial Holdings Company Plc (NGX:STERLINGNG)

NGX:STERLINGNG Statistics

Total Valuation

NGX:STERLINGNG has a market cap or net worth of NGN 426.58 billion.

Market Cap	426.58B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	n/a

Share Statistics

NGX:STERLINGNG has 54.69 billion shares outstanding. The number of shares has increased by 72.57% in one year.

Current Share Class	54.69B
Shares Outstanding	54.69B
Shares Change (YoY)	+72.57%
Shares Change (QoQ)	+6.96%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.17.

PE Ratio	5.17
Forward PE	n/a
PS Ratio	1.42
PB Ratio	0.79
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.58
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.10%.

Return on Equity (ROE)	19.10%
Return on Assets (ROA)	2.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.06%
Revenue Per Employee	78.73M
Profits Per Employee	21.56M
Employee Count	3,826
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:STERLINGNG has paid 12.97 billion in taxes.

Income Tax	12.97B
Effective Tax Rate	13.59%

Stock Price Statistics

The stock price has increased by +29.66% in the last 52 weeks. The beta is 0.38, so NGX:STERLINGNG's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+29.66%
50-Day Moving Average	7.87
200-Day Moving Average	7.66
Relative Strength Index (RSI)	45.24
Average Volume (20 Days)	31,994,220

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:STERLINGNG had revenue of NGN 301.23 billion and earned 82.49 billion in profits.

Revenue	301.23B
Gross Profit	301.23B
Operating Income	95.46B
Pretax Income	95.46B
Net Income	82.49B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 756.36 billion in cash and 237.78 billion in debt, with a net cash position of 518.59 billion or 9.48 per share.

Cash & Cash Equivalents	756.36B
Total Debt	237.78B
Net Cash	518.59B
Net Cash Per Share	9.48
Equity (Book Value)	542.48B
Book Value Per Share	n/a
Working Capital	-375.18B

Cash Flow

In the last 12 months, operating cash flow was -375.65 billion and capital expenditures -36.31 billion, giving a free cash flow of -411.95 billion.

Operating Cash Flow	-375.65B
Capital Expenditures	-36.31B
Depreciation & Amortization	n/a
Net Borrowing	24.90B
Free Cash Flow	-411.95B
FCF Per Share	-7.53

Margins

Gross Margin	n/a
Operating Margin	31.69%
Pretax Margin	31.69%
Profit Margin	27.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 2.31%.

Dividend Per Share	0.18
Dividend Yield	2.31%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	5
Payout Ratio	11.37%
Buyback Yield	-72.57%
Shareholder Yield	-70.26%
Earnings Yield	19.34%
FCF Yield	-96.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2