United Capital Plc (NGX:UCAP)

United Capital Statistics

Total Valuation

United Capital has a market cap or net worth of NGN 324.00 billion.

Market Cap	324.00B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	Apr 8, 2026

Share Statistics

United Capital has 18.00 billion shares outstanding.

Current Share Class	18.00B
Shares Outstanding	18.00B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.54.

PE Ratio	11.54
Forward PE	n/a
PS Ratio	4.63
PB Ratio	2.16
P/TBV Ratio	2.17
P/FCF Ratio	1.58
P/OCF Ratio	1.56
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.94, with a Debt / Equity ratio of 2.48.

Current Ratio	0.94
Quick Ratio	0.94
Debt / Equity	2.48
Debt / EBITDA	n/a
Debt / FCF	1.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.86% and return on invested capital (ROIC) is 5.49%.

Return on Equity (ROE)	19.86%
Return on Assets (ROA)	1.63%
Return on Invested Capital (ROIC)	5.49%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.51%
Revenue Per Employee	273.47M
Profits Per Employee	109.95M
Employee Count	256
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, United Capital has paid 13.04 billion in taxes.

Income Tax	13.04B
Effective Tax Rate	31.65%

Stock Price Statistics

The stock price has decreased by -11.95% in the last 52 weeks. The beta is 0.21, so United Capital's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	-11.95%
50-Day Moving Average	18.90
200-Day Moving Average	18.88
Relative Strength Index (RSI)	42.64
Average Volume (20 Days)	12,962,522

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, United Capital had revenue of NGN 70.01 billion and earned 28.15 billion in profits. Earnings per share was 1.56.

Revenue	70.01B
Gross Profit	70.01B
Operating Income	44.52B
Pretax Income	41.18B
Net Income	28.15B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.56

Balance Sheet

The company has 863.14 billion in cash and 372.30 billion in debt, with a net cash position of 490.84 billion or 27.27 per share.

Cash & Cash Equivalents	863.14B
Total Debt	372.30B
Net Cash	490.84B
Net Cash Per Share	27.27
Equity (Book Value)	150.00B
Book Value Per Share	8.33
Working Capital	-58.49B

Cash Flow

In the last 12 months, operating cash flow was 207.21 billion and capital expenditures -1.68 billion, giving a free cash flow of 205.53 billion.

Operating Cash Flow	207.21B
Capital Expenditures	-1.68B
Free Cash Flow	205.53B
FCF Per Share	11.42

Margins

Gross margin is 100.00%, with operating and profit margins of 63.59% and 40.20%.

Gross Margin	100.00%
Operating Margin	63.59%
Pretax Margin	58.82%
Profit Margin	40.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	293.58%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 5.56%.

Dividend Per Share	1.00
Dividend Yield	5.56%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	51.16%
Buyback Yield	n/a
Shareholder Yield	5.56%
Earnings Yield	8.69%
FCF Yield	63.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2024. It was a forward split with a ratio of 3.

Last Split Date	Aug 1, 2024
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	7