United Capital Plc (NGX:UCAP)

United Capital Statistics

Total Valuation

United Capital has a market cap or net worth of NGN 312.30 billion.

Market Cap	312.30B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Aug 11, 2025

Share Statistics

United Capital has 18.00 billion shares outstanding.

Current Share Class	18.00B
Shares Outstanding	18.00B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.66.

PE Ratio	10.66
Forward PE	n/a
PS Ratio	5.42
PB Ratio	1.36
P/TBV Ratio	1.36
P/FCF Ratio	0.61
P/OCF Ratio	0.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.90, with a Debt / Equity ratio of 1.55.

Current Ratio	0.90
Quick Ratio	0.79
Debt / Equity	1.55
Debt / EBITDA	n/a
Debt / FCF	0.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.98%.

Return on Equity (ROE)	16.98%
Return on Assets (ROA)	1.87%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	222.62M
Profits Per Employee	113.09M
Employee Count	220
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, United Capital has paid 7.10 billion in taxes.

Income Tax	7.10B
Effective Tax Rate	19.50%

Stock Price Statistics

The stock price has increased by +3.27% in the last 52 weeks. The beta is 0.31, so United Capital's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+3.27%
50-Day Moving Average	18.63
200-Day Moving Average	19.16
Relative Strength Index (RSI)	43.89
Average Volume (20 Days)	6,157,144

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, United Capital had revenue of NGN 57.66 billion and earned 29.29 billion in profits. Earnings per share was 1.63.

Revenue	57.66B
Gross Profit	57.66B
Operating Income	33.97B
Pretax Income	36.39B
Net Income	29.29B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.63

Balance Sheet

The company has 762.64 billion in cash and 357.29 billion in debt, giving a net cash position of 405.34 billion or 22.52 per share.

Cash & Cash Equivalents	762.64B
Total Debt	357.29B
Net Cash	405.34B
Net Cash Per Share	22.52
Equity (Book Value)	229.91B
Book Value Per Share	12.77
Working Capital	-106.30B

Cash Flow

In the last 12 months, operating cash flow was 512.03 billion and capital expenditures -1.44 billion, giving a free cash flow of 510.59 billion.

Operating Cash Flow	512.03B
Capital Expenditures	-1.44B
Free Cash Flow	510.59B
FCF Per Share	28.37

Margins

Gross margin is 100.00%, with operating and profit margins of 58.91% and 50.80%.

Gross Margin	100.00%
Operating Margin	58.91%
Pretax Margin	63.11%
Profit Margin	50.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	885.52%

Dividends & Yields

This stock pays an annual dividend of 0.80, which amounts to a dividend yield of 4.53%.

Dividend Per Share	0.80
Dividend Yield	4.53%
Dividend Growth (YoY)	-46.67%
Years of Dividend Growth	1
Payout Ratio	49.16%
Buyback Yield	n/a
Shareholder Yield	4.53%
Earnings Yield	9.38%
FCF Yield	163.49%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2024. It was a forward split with a ratio of 3.

Last Split Date	Aug 1, 2024
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	5