United Capital Plc (NGX:UCAP)

United Capital Statistics

Total Valuation

United Capital has a market cap or net worth of NGN 306.00 billion.

Market Cap	306.00B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Apr 8, 2026

Share Statistics

United Capital has 18.00 billion shares outstanding.

Current Share Class	18.00B
Shares Outstanding	18.00B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.57.

PE Ratio	9.57
Forward PE	n/a
PS Ratio	4.13
PB Ratio	1.85
P/TBV Ratio	1.86
P/FCF Ratio	1.59
P/OCF Ratio	1.56
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.00, with a Debt / Equity ratio of 1.84.

Current Ratio	1.00
Quick Ratio	0.99
Debt / Equity	1.84
Debt / EBITDA	n/a
Debt / FCF	1.58
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.60% and return on invested capital (ROIC) is 6.79%.

Return on Equity (ROE)	19.60%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	6.79%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.69%
Revenue Per Employee	289.31M
Profits Per Employee	125.18M
Employee Count	256
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, United Capital has paid 14.04 billion in taxes.

Income Tax	14.04B
Effective Tax Rate	30.46%

Stock Price Statistics

The stock price has increased by +3.89% in the last 52 weeks. The beta is 0.20, so United Capital's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+3.89%
50-Day Moving Average	17.72
200-Day Moving Average	18.43
Relative Strength Index (RSI)	57.71
Average Volume (20 Days)	18,832,271

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, United Capital had revenue of NGN 74.06 billion and earned 32.05 billion in profits. Earnings per share was 1.78.

Revenue	74.06B
Gross Profit	74.06B
Operating Income	48.46B
Pretax Income	46.09B
Net Income	32.05B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.78

Balance Sheet

The company has 956.35 billion in cash and 304.89 billion in debt, with a net cash position of 651.47 billion or 36.19 per share.

Cash & Cash Equivalents	956.35B
Total Debt	304.89B
Net Cash	651.47B
Net Cash Per Share	36.19
Equity (Book Value)	165.45B
Book Value Per Share	9.19
Working Capital	-325.03M

Cash Flow

In the last 12 months, operating cash flow was 196.28 billion and capital expenditures -3.22 billion, giving a free cash flow of 193.06 billion.

Operating Cash Flow	196.28B
Capital Expenditures	-3.22B
Depreciation & Amortization	n/a
Net Borrowing	-87.41B
Free Cash Flow	193.06B
FCF Per Share	10.73

Margins

Gross margin is 100.00%, with operating and profit margins of 65.42% and 43.27%.

Gross Margin	100.00%
Operating Margin	65.42%
Pretax Margin	62.22%
Profit Margin	43.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	260.67%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 5.33%.

Dividend Per Share	1.00
Dividend Yield	5.33%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	56.29%
Buyback Yield	n/a
Shareholder Yield	5.33%
Earnings Yield	10.47%
FCF Yield	63.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2024. It was a forward split with a ratio of 3.

Last Split Date	Aug 1, 2024
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	7