Unity Bank Plc (NGX:UNITYBNK)
Nigeria · Delayed Price · Currency is NGN 1.510
0.00 (0.00%)
At close: Oct 7, 2025
Unity Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 40,940 | 53,722 | 48,991 | 43,182 | 39,119 | Upgrade |
Interest Paid on Deposits | 57,904 | 36,183 | 29,647 | 23,127 | 21,372 | Upgrade |
Net Interest Income | -16,964 | 17,539 | 19,344 | 20,055 | 17,747 | Upgrade |
Net Interest Income Growth (YoY) | - | -9.33% | -3.55% | 13.00% | 7.60% | Upgrade |
Income From Trading Activities | -55,627 | -50,069 | -233.84 | -1,308 | -3,817 | Upgrade |
Gain (Loss) on Sale of Assets | - | 26.5 | 27.64 | 25.86 | 8.92 | Upgrade |
Gain (Loss) on Sale of Investments | - | 28.96 | -46.39 | 102.33 | - | Upgrade |
Other Non-Interest Income | 2,716 | 5,586 | 8,178 | 6,975 | 7,398 | Upgrade |
Total Non-Interest Income | -52,911 | -44,427 | 7,925 | 5,795 | 3,590 | Upgrade |
Non-Interest Income Growth (YoY) | - | - | 36.76% | 61.43% | -44.86% | Upgrade |
Revenues Before Loan Losses | -69,876 | -26,889 | 27,269 | 25,850 | 21,337 | Upgrade |
Provision for Loan Losses | 191.64 | 1,701 | -1,204 | -2,564 | -4,127 | Upgrade |
| -70,067 | -28,590 | 28,473 | 28,414 | 25,464 | Upgrade | |
Revenue Growth (YoY) | - | - | 0.21% | 11.58% | 20.79% | Upgrade |
Salaries and Employee Benefits | 18,214 | 14,287 | 11,161 | 10,537 | 10,409 | Upgrade |
Occupancy Expenses | 3,300 | 3,294 | 2,466 | 1,934 | 1,696 | Upgrade |
Amortization of Goodwill & Intangibles | 361.7 | 631.21 | 79.77 | 50.91 | 47.22 | Upgrade |
Selling, General & Administrative | - | 1,070 | 1,253 | 1,106 | 904.81 | Upgrade |
Other Non-Interest Expense | 22,649 | 14,468 | 12,127 | 11,454 | 10,184 | Upgrade |
Total Non-Interest Expense | 44,524 | 33,750 | 27,087 | 25,081 | 23,241 | Upgrade |
EBT Excluding Unusual Items | -114,591 | -62,340 | 1,386 | 3,332 | 2,223 | Upgrade |
Pretax Income | -114,591 | -62,340 | 1,386 | 3,332 | 2,223 | Upgrade |
Income Tax Expense | 321.33 | 297.53 | 444.75 | 158.88 | 136.8 | Upgrade |
Net Income | -114,912 | -62,637 | 941.38 | 3,173 | 2,086 | Upgrade |
Net Income to Common | -114,912 | -62,637 | 941.38 | 3,173 | 2,086 | Upgrade |
Net Income Growth | - | - | -70.33% | 52.09% | -38.33% | Upgrade |
Basic Shares Outstanding | 11,689 | 11,689 | 11,689 | 11,689 | 11,689 | Upgrade |
Diluted Shares Outstanding | 11,689 | 11,689 | 11,689 | 11,689 | 11,689 | Upgrade |
EPS (Basic) | -9.83 | -5.36 | 0.08 | 0.27 | 0.18 | Upgrade |
EPS (Diluted) | -9.83 | -5.36 | 0.08 | 0.27 | 0.18 | Upgrade |
EPS Growth | - | - | -70.33% | 52.09% | -38.32% | Upgrade |
Effective Tax Rate | - | - | 32.09% | 4.77% | 6.15% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.