Unity Bank Plc (NGX:UNITYBNK)
Nigeria · Delayed Price · Currency is NGN 1.510
0.00 (0.00%)
At close: Sep 2, 2026
Unity Bank Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Equivalents | 14,263 | 72,601 | 28,993 | 44,786 | 41,202 |
Investment Securities | 101,825 | 88,564 | 112,643 | 124,026 | 127,219 |
Total Investments | 101,825 | 88,564 | 112,643 | 124,026 | 127,219 |
Gross Loans | 225,452 | 361,814 | 292,969 | 272,469 | 206,206 |
Allowance for Loan Losses | - | -139,838 | -3,613 | -3,199 | -4,125 |
Net Loans | 225,452 | 221,976 | 289,356 | 269,270 | 202,081 |
Property, Plant & Equipment | 21,581 | 24,984 | 23,460 | 22,668 | 21,915 |
Other Intangible Assets | 2,070 | 1,225 | 1,630 | 145.73 | 148.84 |
Other Receivables | 29,813 | 3,416 | 3,120 | 3,079 | 3,362 |
Restricted Cash | - | 4,690 | 39,251 | 60,356 | 90,789 |
Other Current Assets | - | 11,428 | 11,691 | 14,537 | 5,060 |
Other Long-Term Assets | 19,703 | 43,700 | - | - | 243.95 |
Total Assets | 414,708 | 472,585 | 510,144 | 538,869 | 492,020 |
Liabilities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Accounts Payable | - | 4,413 | 4,134 | 4,874 | 3,918 |
Accrued Expenses | - | 2,551 | 1,449 | 754.79 | 922.74 |
Interest Bearing Deposits | 466,497 | 293,459 | 222,344 | 195,471 | 226,389 |
Non-Interest Bearing Deposits | - | 109,535 | 105,086 | 126,814 | 130,226 |
Total Deposits | 466,497 | 402,993 | 327,430 | 322,285 | 356,615 |
Short-Term Borrowings | 125,385 | 145,087 | 168,430 | 194,020 | 157,398 |
Current Portion of Leases | - | 123.31 | 110.19 | 104.88 | - |
Current Income Taxes Payable | 760.3 | 514.85 | 659.48 | 463.87 | 499.18 |
Other Current Liabilities | - | 47,923 | 35,564 | 33,398 | 16,419 |
Long-Term Debt | 206,066 | 195,209 | 246,683 | 258,487 | 214,175 |
Long-Term Leases | - | - | - | - | 148.26 |
Long-Term Unearned Revenue | - | 63.19 | 43.26 | 25.81 | 72.64 |
Other Long-Term Liabilities | 62,705 | 580.64 | 589.48 | 609.01 | 17,262 |
Total Liabilities | 861,414 | 799,458 | 785,092 | 815,022 | 767,430 |
Shareholders' Equity
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Common Stock | 5,845 | 5,845 | 5,845 | 5,845 | 5,845 |
Additional Paid-In Capital | 10,486 | 10,486 | 10,486 | 10,486 | 10,486 |
Retained Earnings | -533,402 | -417,830 | -355,193 | -356,134 | -359,308 |
Comprehensive Income & Other | 70,366 | 74,626 | 63,914 | 63,650 | 67,567 |
Shareholders' Equity | -446,706 | -326,873 | -274,948 | -276,153 | -275,410 |
Total Liabilities & Equity | 414,708 | 472,585 | 510,144 | 538,869 | 492,020 |
Additional Metrics
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Total Debt | 331,451 | 340,420 | 415,223 | 452,612 | 371,721 |
Net Cash (Debt) | -317,188 | -267,819 | -386,230 | -407,826 | -330,520 |
Net Cash Growth | - | - | - | - | - |
Net Cash Per Share | -27.13 | -22.91 | -33.04 | -34.89 | -28.28 |
Filing Date Shares Outstanding | 11,689 | 11,689 | 11,689 | 11,689 | 11,689 |
Total Common Shares Outstanding | 11,689 | 11,689 | 11,689 | 11,689 | 11,689 |
Book Value Per Share | -38.21 | -27.96 | -23.52 | -23.62 | -23.56 |
Tangible Book Value | -448,776 | -328,099 | -276,578 | -276,299 | -275,559 |
Tangible Book Value Per Share | -38.39 | -28.07 | -23.66 | -23.64 | -23.57 |