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Unity Bank Plc (NGX:UNITYBNK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
1.510
0.00 (0.00%)
At close: Aug 12, 2026

Unity Bank Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
-70,067-70,067-28,59028,47328,41425,464
Revenue Growth
---0.21%11.58%20.79%
Net Income
-114,912-114,912-62,637941.383,1732,086
Earnings Per Share
-9.83-9.83-5.360.080.270.18
EPS Growth
----70.33%52.09%-38.32%

Cash & Debt
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
14,26314,26372,60128,99344,78641,202
Total Debt
331,451331,451340,420415,223452,612371,721
Net Cash (Debt)
-317,188-317,188-267,819-386,230-407,826-330,520
Net Cash Growth
------
Net Cash Per Share
-27.13-27.13-22.91-33.04-34.89-28.28

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
---10,379-29,608-29,328-82,449
Capital Expenditures
---5,113-3,968-2,797-1,659
Free Cash Flow
---15,491-33,576-32,125-84,108
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Profit Margin
---3.31%11.17%8.19%
FCF Margin
----117.92%-113.06%-330.30%

Valuation
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingAug '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
---6.831.993.59
Forward PE
-22.0022.0022.0022.0022.00
PS Ratio
-0.25-0.25-0.660.230.220.29