Unity Bank Statistics

Total Valuation

Unity Bank has a market cap or net worth of NGN 17.65 billion.

Market Cap	17.65B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

Unity Bank has 11.69 billion shares outstanding.

Current Share Class	11.69B
Shares Outstanding	11.69B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	12.90%
Owned by Institutions (%)	n/a
Float	4.30B

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	-0.25
PB Ratio	-0.04
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	-25.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	-55.00M
Profits Per Employee	-90.20M
Employee Count	1,274
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Unity Bank has paid 321.33 million in taxes.

Income Tax	321.33M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	0.57
52-Week Price Change	n/a
50-Day Moving Average	1.51
200-Day Moving Average	1.51
Relative Strength Index (RSI)	50.08
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Unity Bank had revenue of NGN -70.07 billion and -114.91 billion in losses. Loss per share was -9.83.

Revenue	-70.07B
Gross Profit	-70.07B
Operating Income	-114.23B
Pretax Income	-114.59B
Net Income	-114.91B
EBITDA	n/a
EBIT	n/a
Loss Per Share	-9.83

Full Income Statement

Balance Sheet

The company has 14.26 billion in cash and 331.45 billion in debt, giving a net cash position of -317.19 billion or -27.13 per share.

Cash & Cash Equivalents	14.26B
Total Debt	331.45B
Net Cash	-317.19B
Net Cash Per Share	-27.13
Equity (Book Value)	-446.71B
Book Value Per Share	-38.21
Working Capital	-548.57B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	163.03%
Pretax Margin	163.54%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Unity Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-651.03%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on April 21, 2015. It was a reverse split with a ratio of 0.1.

Last Split Date	Apr 21, 2015
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a