Coronation Insurance Plc (NGX:WAPIC)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
2.250
-0.100 (-4.26%)
At close: Aug 10, 2026

Coronation Insurance Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
90,69280,55650,87025,65411,15811,446
Revenue Growth
72.60%58.36%98.29%129.91%-2.51%9.65%
Operating Income
12,60011,0171,353606.36-1,294-2,702
Net Income
10,8727,51511,9111,819-1,968-2,583
Earnings Per Share
-0.310.500.08-0.08-0.11
EPS Growth
--36.90%554.81%---

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Business - Coronation Insurance Plc
51,51736,61017,9657,0046,287
Life Business - Coronation Life Assurance
14,1276,4965,2653,4523,787
General Business - Coronation Insurance Ghana
14,2277,9853,430856.181,788
Elimination Adjustments
2,060--1,083-171.67-425
Total
81,93151,09125,57611,14111,437

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
32,52518,21114,8868,1595,8387,058
Total Debt
398.17554.74756.87-20.6723.49
Net Cash (Debt)
32,12717,65714,1298,1595,8187,035
Net Cash Growth
93.90%24.97%73.17%40.24%-17.30%202.43%
Net Cash Per Share
-0.740.590.340.240.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9,70511,66821,3268,984-850.06-1,412
Capital Expenditures
-1,013-1,213-970.17-852.13-467.89-418.99
Free Cash Flow
8,69210,45520,3568,132-1,318-1,831
Free Cash Flow Growth
-57.68%-48.64%150.32%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.89%13.68%2.66%2.36%-11.60%-23.61%
Pretax Margin
13.41%11.98%27.15%8.64%-16.27%-18.46%
Profit Margin
11.99%9.33%23.41%7.09%-17.63%-22.56%
FCF Margin
9.58%12.98%40.02%31.70%-11.81%-15.99%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.0010.384.538.97--
Forward PE
-18.0018.0018.0018.0018.00
P/FCF Ratio
4.747.462.652.01--
PS Ratio
0.610.971.060.640.861.17