Zenith Bank Plc (NGX:ZENITHBANK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
69.00
+0.40 (0.58%)
At close: Oct 8, 2025

Zenith Bank Income Statement

Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
3,411,1902,721,3771,144,674540,166427,597420,813
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Interest Paid on Deposits
1,042,636992,474408,492173,539106,793121,131
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Net Interest Income
2,368,5541,728,903736,182366,627320,804299,682
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Net Interest Income Growth (YoY)
99.14%134.85%100.80%14.28%7.05%12.23%
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Income From Trading Activities
772,2221,100,002566,973212,678167,483121,678
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Gain (Loss) on Sale of Assets
-1,013-9951892,56378347
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Gain (Loss) on Sale of Investments
----251891
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Other Non-Interest Income
72,53034,881364,931165,726141,223128,829
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Total Non-Interest Income
843,7391,133,888932,093380,967309,035251,745
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Non-Interest Income Growth (YoY)
-36.91%21.65%144.66%23.28%22.76%8.46%
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Revenues Before Loan Losses
3,212,2932,862,7911,668,275747,594629,839551,427
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Provision for Loan Losses
1,004,325658,805409,616123,25259,93239,534
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2,207,9682,203,9861,258,659624,342569,907511,893
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Revenue Growth (YoY)
15.62%75.11%101.60%9.55%11.33%7.74%
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Salaries and Employee Benefits
222,838204,170124,41586,41279,88579,520
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Occupancy Expenses
51,05544,22829,85726,63025,30525,125
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Amortization of Goodwill & Intangibles
14,1108,3183,4693,6783,7793,537
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Selling, General & Administrative
49,72954,85030,83517,61012,78312,499
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Other Non-Interest Expense
614,965531,786260,896205,362167,781135,351
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Total Non-Interest Expense
952,697843,352449,472339,692289,533256,032
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EBT Excluding Unusual Items
1,255,2711,360,634809,187284,650280,374255,861
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Other Unusual Items
-29,821-33,783-13,225---
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Pretax Income
1,225,4501,326,851795,962284,650280,374255,861
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Income Tax Expense
238,372293,956119,05360,73935,81625,296
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Earnings From Continuing Operations
987,0781,032,895676,909223,911244,558230,565
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Minority Interest in Earnings
-392-184-340139-156-191
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Net Income
986,6861,032,711676,569224,050244,402230,374
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Net Income to Common
986,6861,032,711676,569224,050244,402230,374
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Net Income Growth
2.48%52.64%201.97%-8.33%6.09%10.39%
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Basic Shares Outstanding
36,26031,42331,39631,39631,39631,396
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Diluted Shares Outstanding
36,26031,42331,39631,39631,39631,396
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Shares Change (YoY)
15.49%0.09%----
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EPS (Basic)
27.2132.8621.557.147.787.34
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EPS (Diluted)
27.2132.8621.557.147.787.34
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EPS Growth
-11.28%52.51%201.97%-8.33%6.09%10.39%
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Dividend Per Share
5.2505.0004.0003.2003.1003.000
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Dividend Growth
16.67%25.00%25.00%3.23%3.33%7.14%
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Effective Tax Rate
19.45%22.15%14.96%21.34%12.77%9.89%
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Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.