Zenith Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	4,838,026	2,538,115	1,428,540	1,213,474	753,516	789,622
Market Cap Growth	143.14%	77.67%	17.72%	61.04%	-4.57%	1.41%
Last Close Price	117.80	57.82	38.45	28.64	15.48	14.32
PE Ratio	4.64	2.44	1.38	1.79	3.36	3.23
PS Ratio	2.04	1.09	0.65	0.96	1.21	1.39
PB Ratio	0.94	0.52	0.36	0.52	0.55	0.62
P/OCF Ratio	1.32	35.27	-	-	-	-
Debt / Equity Ratio	0.11	0.20	0.58	0.76	0.94	0.94
Net Debt / Equity Ratio	-0.62	-0.39	-0.69	-0.47	-0.51	-0.01
Net Debt / FCF Ratio	-0.91	67.60	0.46	0.29	0.57	0.01
Return on Equity (ROE)	21.70%	23.24%	32.52%	36.57%	16.84%	20.40%
Return on Assets (ROA)	3.24%	3.39%	4.11%	4.15%	2.06%	2.73%
Earnings Yield	21.53%	40.97%	72.29%	55.75%	29.73%	30.95%
FCF Yield	73.42%	-1.11%	-426.18%	-312.76%	-165.94%	-93.57%
Dividend Yield	9.09%	17.29%	13.00%	13.97%	20.67%	21.65%
Payout Ratio	7.13%	20.74%	13.68%	15.78%	43.46%	38.55%
Buyback Yield / Dilution	-21.36%	-30.70%	-0.09%	-	-	-
Total Shareholder Return	-12.27%	-13.41%	12.92%	13.97%	20.67%	21.65%