Zenith Bank Plc (NGX:ZENITHBANK)
Nigeria · Delayed Price · Currency is NGN 123.55
+3.15 (2.62%)
At close: Jul 31, 2026
Zenith Bank Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,366,631 | 2,319,860 | 2,205,788 | 1,258,659 | 624,342 | 569,907 |
Revenue Growth | 2.15% | 5.17% | 75.25% | 101.60% | 9.55% | 11.33% |
Net Income Net Income Growth | 1,041,825 | 1,039,747 | 1,032,711 | 676,569 | 224,050 | 244,402 |
Earnings Per Share EPS Growth | 25.37 | 25.32 | 32.86 | 21.55 | 7.14 | 7.78 |
EPS Growth | -20.97% | -22.97% | 52.51% | 201.97% | -8.33% | 6.09% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Nigeria Corporate retail and pensions custodian services Nigeria Corporate retail and pensions custodian services Growth | 1,797,722 | 1,790,540 | 1,851,217 | 1,060,101 | 606,550 | 521,297 |
Outside Nigeria - Africa Outside Nigeria - Africa Growth | 408,485 | 359,462 | 187,961 | 128,823 | 1,954 | 49,561 |
Outside Nigeria - Europe Outside Nigeria - Europe Growth | 150,048 | 160,355 | 139,293 | 71,133 | 31,818 | 15,481 |
Eliminations Eliminations Growth | - | -7,486 | -8,269 | -14,623 | -15,979 | -16,432 |
Total Total Growth | 2,364,420 | 2,302,871 | 2,170,202 | 1,245,434 | 624,343 | 569,907 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,773,489 | 2,900,884 | 5,114,790 | 2,863,543 | 2,003,075 | 1,213,044 |
Total Debt Total Debt Growth | 554,073 | 991,410 | 2,342,234 | 1,765,336 | 1,295,957 | 1,204,285 |
Net Cash (Debt) Net Cash Growth | 3,219,416 | 1,909,474 | 2,772,556 | 1,098,207 | 707,118 | 8,759 |
Net Cash Growth | 51.09% | -31.13% | 152.46% | 55.31% | 7973.05% | - |
Net Cash Per Share Net Cash Per Share Growth | 78.39 | 46.49 | 88.23 | 34.98 | 22.52 | 0.28 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,654,600 | 71,958 | -5,986,098 | -3,744,973 | -1,183,168 | -705,108 |
Capital Expenditures CapEx Growth | -102,417 | -100,204 | -101,993 | -50,281 | -67,245 | -33,766 |
Free Cash Flow Free Cash Flow Growth | 3,552,183 | -28,246 | -6,088,091 | -3,795,254 | -1,250,413 | -738,874 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 44.02% | 44.82% | 46.82% | 53.75% | 35.89% | 42.88% |
FCF Margin | 150.09% | -1.22% | -276.00% | -301.53% | -200.28% | -129.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 10.000 | 10.000 | 5.000 | 4.000 | 3.200 | 3.100 |
Dividend Per Share Growth | 100.00% | 100.00% | 25.00% | 25.00% | 3.23% | 3.33% |
Dividend Yield | 8.09% | 17.29% | 13.00% | 13.97% | 20.67% | 21.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.87 | 2.44 | 1.38 | 1.79 | 3.36 | 3.23 |
Forward PE | 3.89 | 1.97 | 1.56 | 2.69 | 2.82 | 3.16 |
PS Ratio | 2.14 | 1.09 | 0.65 | 0.96 | 1.21 | 1.39 |