NMSE:LHN Balance Sheet

Financials in millions NAD. Fiscal year is January - December.

Millions NAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	718.15	716	294.32	273.84	461.4
Investment Securities	601.56	913.07	648.71	500	-
Total Investments	601.56	913.07	648.71	500	-
Gross Loans	5,535	4,888	4,801	4,325	3,680
Allowance for Loan Losses	-18.57	-43.16	-48.54	-46.66	-71
Net Loans	5,516	4,844	4,753	4,278	3,609
Property, Plant & Equipment	22.15	17.86	21.58	18.38	22.24
Other Receivables	7.73	76.3	61.85	383.13	255.56
Restricted Cash	32.41	34.85	26.49	13.2	6.86
Other Current Assets	49.94	47.72	39.27	50.91	15.6
Long-Term Deferred Tax Assets	4.17	2.18	6.25	3.49	3.8
Other Long-Term Assets	165.9	144	155.99	-	-
Total Assets	7,118	6,796	6,007	5,521	4,386
Accounts Payable	47.62	47.17	40.55	80.88	55.86
Accrued Expenses	33.26	17.11	18.73	19.68	14.5
Interest Bearing Deposits	1,252	730.12	507.58	363.35	85.28
Non-Interest Bearing Deposits	50.22	97.86	28.1	22.72	102.61
Total Deposits	1,302	827.98	535.69	386.07	187.89
Short-Term Borrowings	216.96	474.53	473.58	458.78	-
Current Portion of Long-Term Debt	707.14	771.97	594.04	150	514.13
Current Portion of Leases	5.29	5.05	3.99	4.01	6.51
Current Income Taxes Payable	2.86	-	-	-	-
Other Current Liabilities	7.48	6.04	9.3	9.12	74.98
Long-Term Debt	2,003	1,893	1,534	1,564	915.75
Long-Term Leases	4.6	3.14	4.9	3.63	4.65
Long-Term Deferred Tax Liabilities	6.69	6.72	6.7	6.88	9.37
Other Long-Term Liabilities	-	-	-	-	4.1
Total Liabilities	4,337	4,053	3,221	2,812	1,788
Common Stock	0.1	0.1	0.1	0.1	0.1
Retained Earnings	1,863	1,825	1,868	1,791	1,680
Comprehensive Income & Other	703.14	703.1	703.15	703.4	703.29
Total Common Equity	2,566	2,528	2,571	2,494	2,383
Minority Interest	215.09	215.09	215.09	215.09	215.09
Shareholders' Equity	2,781	2,744	2,786	2,710	2,599
Total Liabilities & Equity	7,118	6,796	6,007	5,521	4,386
Total Debt	2,937	3,148	2,610	2,180	1,441
Net Cash (Debt)	-2,219	-2,432	-2,316	-1,906	-979.64
Net Cash Per Share	-4.44	-4.86	-4.63	-3.81	-1.96
Filing Date Shares Outstanding	500	500	500	500	500
Total Common Shares Outstanding	500	500	500	500	500
Book Value Per Share	5.13	5.06	5.14	4.99	4.77
Tangible Book Value	2,566	2,528	2,571	2,494	2,383
Tangible Book Value Per Share	5.13	5.06	5.14	4.99	4.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.