Aadhar Housing Finance Limited (NSE:AADHARHFC)

DFS Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	-	9,118	7,496	5,448	4,449	3,401
Depreciation & Amortization	-	237.3	204	159.8	125.5	104.5
Other Amortization	-	15.1	5.8	5.1	7	7.4
Loss (Gain) From Sale of Investments	-	-222.4	-223.7	-317.9	-234.6	-87.8
Provision for Credit Losses	-	570.7	412.3	492.1	487.1	552.3
Stock-Based Compensation	-	110.2	20.3	56.3	76.7	61.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-36,421	-30,936	-19,279	-12,925	-17,542
Change in Other Net Operating Assets	-	-2,877	-1,553	1,753	-1,155	1,533
Other Operating Activities	-	-800.3	-930.8	128.5	100.7	-54
Operating Cash Flow	-	-30,267	-25,501	-11,557	-9,068	-12,023
Capital Expenditures	-	-148	-154.4	-104.4	-118.1	-51.2
Sale of Property, Plant & Equipment	-	2.1	2	3.7	0.6	0.4
Investment in Securities	-	462.4	6,354	-4,665	8,343	-4,754
Other Investing Activities	-	1,279	1,030	-	-	-
Investing Cash Flow	-	1,595	7,231	-4,765	8,226	-4,805
Short-Term Debt Issued	-	2,488	-	-	-	-
Long-Term Debt Issued	-	56,508	56,665	39,020	38,340	36,010
Total Debt Issued	-	58,997	56,665	39,020	38,340	36,010
Short-Term Debt Repaid	-	-2,500	-	-	-	-
Long-Term Debt Repaid	-	-32,865	-38,680	-24,273	-35,554	-28,826
Total Debt Repaid	-	-35,365	-38,680	-24,273	-35,554	-28,826
Net Debt Issued (Repaid)	-	23,631	17,986	14,747	2,786	7,184
Issuance of Common Stock	-	10,361	-	-	-	0.2
Other Financing Activities	-	-99.8	-204.7	-115.2	-37.8	-170.5
Financing Cash Flow	-	33,892	17,781	14,632	2,749	7,014
Net Cash Flow	-	5,221	-488.8	-1,690	1,907	-9,814
Free Cash Flow	-	-30,415	-25,655	-11,661	-9,186	-12,074
Free Cash Flow Margin	-	-160.60%	-162.97%	-96.32%	-97.54%	-166.25%
Free Cash Flow Per Share	-	-69.54	-62.79	-28.66	-22.56	-29.70
Cash Interest Paid	-	51.4	42.5	-	-	-
Cash Income Tax Paid	-	2,507	2,197	1,417	1,154	998.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.