Aadhar Housing Finance Limited (NSE:AADHARHFC)

Aadhar Housing Finance Statistics

Total Valuation

NSE:AADHARHFC has a market cap or net worth of INR 208.35 billion.

Market Cap	208.35B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, May 5, 2026.

Earnings Date	May 5, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:AADHARHFC has 435.70 million shares outstanding. The number of shares has increased by 1.16% in one year.

Current Share Class	435.70M
Shares Outstanding	435.70M
Shares Change (YoY)	+1.16%
Shares Change (QoQ)	+0.31%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	10.35%
Float	108.00M

Valuation Ratios

The trailing PE ratio is 19.31 and the forward PE ratio is 15.39. NSE:AADHARHFC's PEG ratio is 0.86.

PE Ratio	19.31
Forward PE	15.39
PS Ratio	9.24
PB Ratio	2.76
P/TBV Ratio	2.76
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.86

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 25.00, with a Debt / Equity ratio of 2.49.

Current Ratio	25.00
Quick Ratio	24.59
Debt / Equity	2.49
Debt / EBITDA	n/a
Debt / FCF	-6.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.75% and return on invested capital (ROIC) is 4.37%.

Return on Equity (ROE)	15.75%
Return on Assets (ROA)	4.33%
Return on Invested Capital (ROIC)	4.37%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.68%
Revenue Per Employee	4.92M
Profits Per Employee	2.39M
Employee Count	4,583
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AADHARHFC has paid 3.10 billion in taxes.

Income Tax	3.10B
Effective Tax Rate	22.05%

Stock Price Statistics

The stock price has increased by +7.90% in the last 52 weeks. The beta is 0.50, so NSE:AADHARHFC's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+7.90%
50-Day Moving Average	477.37
200-Day Moving Average	489.89
Relative Strength Index (RSI)	48.35
Average Volume (20 Days)	383,473

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AADHARHFC had revenue of INR 22.55 billion and earned 10.96 billion in profits. Earnings per share was 24.77.

Revenue	22.55B
Gross Profit	22.55B
Operating Income	14.22B
Pretax Income	14.06B
Net Income	10.96B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	24.77

Balance Sheet

The company has 12.85 billion in cash and 187.43 billion in debt, with a net cash position of -174.59 billion or -400.70 per share.

Cash & Cash Equivalents	12.85B
Total Debt	187.43B
Net Cash	-174.59B
Net Cash Per Share	-400.70
Equity (Book Value)	75.41B
Book Value Per Share	173.65
Working Capital	255.16B

Cash Flow

In the last 12 months, operating cash flow was -28.08 billion and capital expenditures -187.50 million, giving a free cash flow of -28.27 billion.

Operating Cash Flow	-28.08B
Capital Expenditures	-187.50M
Depreciation & Amortization	320.20M
Net Borrowing	22.98B
Free Cash Flow	-28.27B
FCF Per Share	-64.88

Margins

Gross margin is 100.00%, with operating and profit margins of 63.05% and 48.60%.

Gross Margin	100.00%
Operating Margin	63.05%
Pretax Margin	62.35%
Profit Margin	48.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:AADHARHFC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.16%
Shareholder Yield	-1.16%
Earnings Yield	5.26%
FCF Yield	-13.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3