Aadhar Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	10,959	9,118	7,496	5,448	4,449
Depreciation & Amortization	320.2	237.3	204	159.8	125.5
Other Amortization	-	15.1	5.8	5.1	7
Loss (Gain) From Sale of Investments	506	-222.4	-223.7	-317.9	-234.6
Provision for Credit Losses	-	570.7	412.3	492.1	487.1
Stock-Based Compensation	206.5	110.2	20.3	56.3	76.7
Net Decrease (Increase) in Loans Originated / Sold - Operating	-43,707	-36,421	-30,936	-19,279	-12,925
Change in Other Net Operating Assets	4,538	-2,877	-1,553	1,753	-1,155
Other Operating Activities	-907.4	-800.3	-930.8	128.5	100.7
Operating Cash Flow	-28,079	-30,267	-25,501	-11,557	-9,068
Capital Expenditures	-187.5	-148	-154.4	-104.4	-118.1
Sale of Property, Plant & Equipment	0.9	2.1	2	3.7	0.6
Investment in Securities	2,192	462.4	6,354	-4,665	8,343
Other Investing Activities	1,081	1,279	1,030	-	-
Investing Cash Flow	3,086	1,595	7,231	-4,765	8,226
Short-Term Debt Issued	4,789	2,488	-	-	-
Long-Term Debt Issued	64,519	56,508	56,665	39,020	38,340
Total Debt Issued	69,308	58,997	56,665	39,020	38,340
Short-Term Debt Repaid	-3,000	-2,500	-	-	-
Long-Term Debt Repaid	-43,323	-32,865	-38,680	-24,273	-35,554
Total Debt Repaid	-46,323	-35,365	-38,680	-24,273	-35,554
Net Debt Issued (Repaid)	22,985	23,631	17,986	14,747	2,786
Issuance of Common Stock	465.8	10,361	-	-	-
Other Financing Activities	-95.4	-99.8	-204.7	-115.2	-37.8
Financing Cash Flow	23,355	33,892	17,781	14,632	2,749
Net Cash Flow	-1,637	5,221	-488.8	-1,690	1,907
Free Cash Flow	-28,266	-30,415	-25,655	-11,661	-9,186
Free Cash Flow Margin	-125.35%	-160.60%	-162.97%	-96.32%	-97.54%
Free Cash Flow Per Share	-63.89	-69.54	-62.79	-28.66	-22.56
Cash Interest Paid	13,095	51.4	42.5	-	-
Cash Income Tax Paid	3,075	2,507	2,197	1,417	1,154

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.