Aadhar Housing Finance Limited (NSE:AADHARHFC)

Aadhar Housing Finance Statistics

Total Valuation

NSE:AADHARHFC has a market cap or net worth of INR 216.76 billion.

Market Cap	216.76B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:AADHARHFC has 433.79 million shares outstanding. The number of shares has increased by 4.68% in one year.

Current Share Class	433.79M
Shares Outstanding	433.79M
Shares Change (YoY)	+4.68%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	0.29%
Owned by Institutions (%)	8.96%
Float	106.21M

Valuation Ratios

The trailing PE ratio is 22.34 and the forward PE ratio is 17.86. NSE:AADHARHFC's PEG ratio is 0.99.

PE Ratio	22.34
Forward PE	17.86
PS Ratio	10.59
PB Ratio	3.14
P/TBV Ratio	3.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.99

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 45.20, with a Debt / Equity ratio of 2.55.

Current Ratio	45.20
Quick Ratio	44.51
Debt / Equity	2.55
Debt / EBITDA	n/a
Debt / FCF	-5.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.48%.

Return on Equity (ROE)	15.48%
Return on Assets (ROA)	4.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.47M
Profits Per Employee	2.16M
Employee Count	4,583
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AADHARHFC has paid 2.84 billion in taxes.

Income Tax	2.84B
Effective Tax Rate	22.30%

Stock Price Statistics

The stock price has increased by +16.78% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+16.78%
50-Day Moving Average	491.57
200-Day Moving Average	481.53
Relative Strength Index (RSI)	57.80
Average Volume (20 Days)	278,863

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AADHARHFC had revenue of INR 20.48 billion and earned 9.88 billion in profits. Earnings per share was 22.37.

Revenue	20.48B
Gross Profit	20.09B
Operating Income	12.72B
Pretax Income	12.71B
Net Income	9.88B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	22.37

Balance Sheet

The company has 17.93 billion in cash and 176.05 billion in debt, with a net cash position of -158.12 billion or -364.51 per share.

Cash & Cash Equivalents	17.93B
Total Debt	176.05B
Net Cash	-158.12B
Net Cash Per Share	-364.51
Equity (Book Value)	68.94B
Book Value Per Share	159.38
Working Capital	239.10B

Cash Flow

In the last 12 months, operating cash flow was -30.96 billion and capital expenditures -155.70 million, giving a free cash flow of -31.12 billion.

Operating Cash Flow	-30.96B
Capital Expenditures	-155.70M
Free Cash Flow	-31.12B
FCF Per Share	-71.73

Margins

Gross margin is 98.10%, with operating and profit margins of 62.11% and 48.25%.

Gross Margin	98.10%
Operating Margin	62.11%
Pretax Margin	62.09%
Profit Margin	48.25%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:AADHARHFC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-4.68%
Shareholder Yield	-4.68%
Earnings Yield	4.56%
FCF Yield	-14.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3