Aavas Financiers Limited (NSE:AAVAS)

Aavas Financiers Statistics

Total Valuation

NSE:AAVAS has a market cap or net worth of INR 129.22 billion.

Market Cap	129.22B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

NSE:AAVAS has 79.17 million shares outstanding. The number of shares has increased by 0.96% in one year.

Current Share Class	79.17M
Shares Outstanding	79.17M
Shares Change (YoY)	+0.96%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	1.76%
Owned by Institutions (%)	43.06%
Float	39.02M

Valuation Ratios

The trailing PE ratio is 21.65 and the forward PE ratio is 18.91. NSE:AAVAS's PEG ratio is 1.04.

PE Ratio	21.65
Forward PE	18.91
PS Ratio	9.05
PB Ratio	2.76
P/TBV Ratio	2.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.04

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1,138.98, with a Debt / Equity ratio of 3.08.

Current Ratio	1,138.98
Quick Ratio	1,138.98
Debt / Equity	3.08
Debt / EBITDA	n/a
Debt / FCF	-10.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.82%.

Return on Equity (ROE)	13.82%
Return on Assets (ROA)	3.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.97M
Profits Per Employee	834,052
Employee Count	7,233
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AAVAS has paid 1.69 billion in taxes.

Income Tax	1.69B
Effective Tax Rate	21.85%

Stock Price Statistics

The stock price has decreased by -0.51% in the last 52 weeks. The beta is 0.35, so NSE:AAVAS's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	-0.51%
50-Day Moving Average	1,645.37
200-Day Moving Average	1,779.47
Relative Strength Index (RSI)	46.72
Average Volume (20 Days)	193,628

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AAVAS had revenue of INR 14.27 billion and earned 6.03 billion in profits. Earnings per share was 75.38.

Revenue	14.27B
Gross Profit	14.15B
Operating Income	7.71B
Pretax Income	7.72B
Net Income	6.03B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	75.38

Balance Sheet

The company has 19.29 billion in cash and 144.13 billion in debt, giving a net cash position of -124.84 billion or -1,576.91 per share.

Cash & Cash Equivalents	19.29B
Total Debt	144.13B
Net Cash	-124.84B
Net Cash Per Share	-1,576.91
Equity (Book Value)	46.80B
Book Value Per Share	591.21
Working Capital	185.83B

Cash Flow

In the last 12 months, operating cash flow was -13.71 billion and capital expenditures -307.31 million, giving a free cash flow of -14.02 billion.

Operating Cash Flow	-13.71B
Capital Expenditures	-307.31M
Free Cash Flow	-14.02B
FCF Per Share	-177.04

Margins

Gross margin is 99.16%, with operating and profit margins of 54.06% and 42.27%.

Gross Margin	99.16%
Operating Margin	54.06%
Pretax Margin	54.10%
Profit Margin	42.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:AAVAS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.96%
Shareholder Yield	-0.96%
Earnings Yield	4.67%
FCF Yield	-10.85%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4