Aavas Financiers Limited (NSE:AAVAS)

Aavas Financiers Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	19,003	2,286	113.13	205.58	1,776	478.11
Long-Term Investments	3,444	2,708	2,300	1,822	1,107	525.17
Trading Asset Securities	-	-	10.49	-	-	-
Loans & Lease Receivables	193,207	183,727	162,297	140,044	114,763	90,534
Other Receivables	104.29	5,195	4,269	3,842	3,039	2,624
Property, Plant & Equipment	1,324	1,237	920.98	853.84	742.05	624.74
Other Intangible Assets	543.89	542.96	520.15	418.17	245.29	57.89
Other Current Assets	-	16,416	15,691	17,921	12,304	12,823
Other Long-Term Assets	5,786	13.2	63.18	88.41	119.18	2,508
Total Assets	223,412	212,125	186,185	165,195	134,096	110,175

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Accounts Payable	69.15	105.94	48.85	309.39	86.11	37.03
Accrued Expenses	-	590.25	478.58	423.02	352.35	328.94
Short-Term Debt	0.32	-	981.16	1,334	274.21	-
Current Portion of Long-Term Debt	-	29,516	21,778	22,522	14,452	11,886
Current Portion of Leases	-	195.69	171.53	157.31	129.58	110.25
Long-Term Debt	163,826	126,406	115,739	99,644	83,681	67,839
Long-Term Leases	1,028	737.93	514.59	460.81	336.3	284.58
Current Income Taxes Payable	267.12	20.19	-	-	-	-
Other Current Liabilities	-	1,749	1,418	932.31	561.04	515.73
Long-Term Deferred Tax Liabilities	1,040	1,004	755.72	602.48	492.54	345.75
Pension & Post-Retirement Benefits	-	561.68	532.29	492.54	274.06	204.59
Other Long-Term Liabilities	3,196	730.15	157.73	582.45	760.62	558.66
Total Liabilities	169,427	161,617	142,576	127,461	101,399	82,111

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	792.94	792.83	791.54	791.4	790.57	789.37
Additional Paid-In Capital	-	13,861	13,649	13,631	13,596	13,489
Retained Earnings	-	35,092	28,540	22,796	17,868	13,475
Comprehensive Income & Other	53,192	762.34	627.12	515.42	442.05	311.31
Shareholders' Equity	53,985	50,508	43,608	37,733	32,697	28,064
Total Liabilities & Equity	223,412	212,125	186,185	165,195	134,096	110,175

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	164,854	156,856	139,185	124,119	98,873	80,120
Net Cash (Debt)	-145,851	-154,570	-139,061	-123,914	-97,096	-79,642
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1830.94	-1938.67	-1743.23	-1564.03	-1226.30	-1004.85
Filing Date Shares Outstanding	79.3	79.28	79.15	79.14	79.06	78.94
Total Common Shares Outstanding	79.3	79.28	79.15	79.14	79.06	78.94
Working Capital	211,978	175,447	157,503	136,334	116,027	93,581
Book Value Per Share	680.76	637.07	550.93	476.79	413.58	355.53
Tangible Book Value	53,441	49,965	43,088	37,315	32,451	28,006
Tangible Book Value Per Share	673.90	630.22	544.36	471.51	410.48	354.80

Data Source: S&P Global Market Intelligence Last updated: Oct 26, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

Data Sources Report a data error