Aavas Financiers Limited (NSE:AAVAS)

Aavas Financiers Statistics

Total Valuation

NSE:AAVAS has a market cap or net worth of INR 109.97 billion.

Market Cap	109.97B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, May 5, 2026.

Earnings Date	May 5, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:AAVAS has 79.28 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class	79.28M
Shares Outstanding	79.28M
Shares Change (YoY)	-0.06%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	1.65%
Owned by Institutions (%)	42.77%
Float	39.22M

Valuation Ratios

The trailing PE ratio is 16.89 and the forward PE ratio is 14.20.

PE Ratio	16.89
Forward PE	14.20
PS Ratio	7.07
PB Ratio	2.18
P/TBV Ratio	2.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1,603.96, with a Debt / Equity ratio of 3.11.

Current Ratio	1,603.96
Quick Ratio	1,603.96
Debt / Equity	3.11
Debt / EBITDA	n/a
Debt / FCF	-11.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.92% and return on invested capital (ROIC) is 3.29%.

Return on Equity (ROE)	13.92%
Return on Assets (ROA)	3.29%
Return on Invested Capital (ROIC)	3.29%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.06%
Revenue Per Employee	2.15M
Profits Per Employee	905,408
Employee Count	7,233
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:AAVAS has paid 1.86 billion in taxes.

Income Tax	1.86B
Effective Tax Rate	22.08%

Stock Price Statistics

The stock price has decreased by -19.25% in the last 52 weeks. The beta is 0.58, so NSE:AAVAS's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	-19.25%
50-Day Moving Average	1,259.48
200-Day Moving Average	1,494.61
Relative Strength Index (RSI)	57.21
Average Volume (20 Days)	131,850

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:AAVAS had revenue of INR 15.56 billion and earned 6.55 billion in profits. Earnings per share was 82.14.

Revenue	15.56B
Gross Profit	15.46B
Operating Income	8.40B
Pretax Income	8.40B
Net Income	6.55B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	82.14

Balance Sheet

The company has 18.43 billion in cash and 156.86 billion in debt, with a net cash position of -138.42 billion or -1,745.94 per share.

Cash & Cash Equivalents	18.43B
Total Debt	156.86B
Net Cash	-138.42B
Net Cash Per Share	-1,745.94
Equity (Book Value)	50.51B
Book Value Per Share	637.79
Working Capital	202.18B

Cash Flow

In the last 12 months, operating cash flow was -13.86 billion and capital expenditures -328.03 million, giving a free cash flow of -14.19 billion.

Operating Cash Flow	-13.86B
Capital Expenditures	-328.03M
Depreciation & Amortization	431.14M
Net Borrowing	17.19B
Free Cash Flow	-14.19B
FCF Per Share	-179.01

Margins

Gross margin is 99.34%, with operating and profit margins of 54.00% and 42.08%.

Gross Margin	99.34%
Operating Margin	54.00%
Pretax Margin	54.00%
Profit Margin	42.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:AAVAS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.06%
Shareholder Yield	0.06%
Earnings Yield	5.96%
FCF Yield	-12.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4