India · Delayed Price · Currency is INR Affle 3i Earnings Call Transcripts
Fiscal Year 2026
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Reported strong FY 2026 results with 19.5% revenue growth and 26.3% EBITDA growth year-on-year, driven by broad-based performance across geographies and verticals. Management reaffirmed 20%+ CAGR guidance, highlighted robust cash flows, and announced a major capital raise to support strategic acquisitions.
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Achieved record revenue and EBITDA growth in Q3 FY26, driven by strong performance across India and international markets, AI-led innovation, and diversified verticals. Management maintains 20%-25% growth guidance, with continued investments in technology and verticalization.
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Q2 FY26 saw record revenue, EBITDA, and PAT, driven by strong growth in India and emerging markets, AI innovation, and operational efficiencies. Despite RMG and tariff headwinds, management expects sustained margin expansion and medium-term 20%+ growth.
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Q1 FY26 delivered record revenue, EBITDA, and PAT, with 19.5% year-over-year revenue growth and strong margin expansion. Management targets 20% organic growth and 23% EBITDA margin, supported by AI innovation and a resilient, diversified business model.
Fiscal Year 2025
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FY 2025 saw 23% revenue and 28.5% PAT growth, with record Q4 results and strong performance across all regions and verticals. The company targets 20%+ organic growth for FY 2026, supported by innovation, new patents, and robust cash flows.
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Q3 FY25 saw record revenue, EBITDA, and PAT, with strong growth across India, emerging, and developed markets. Operational efficiencies, AI-driven innovation, and disciplined execution drove margin expansion and robust cash flow. Management remains confident in sustaining 20%+ growth and improving profitability.
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Record H1 FY25 performance with 25.9% YoY revenue growth and 29.9% YoY EBITDA growth, driven by strong CPCU conversions and robust expansion in both emerging and developed markets. Confident in exceeding 20% revenue growth for FY25, with continued investment in GenAI and platform integration.
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Revenue grew 4% year-over-year to INR 4,130 crores, with operating profit up 10% and strong volume growth, especially in rural markets. Margins remain healthy despite rising commodity costs, and investments in distribution, innovation, and ESG continue to drive market share gains.