AU Small Finance Bank Limited (NSE:AUBANK)

AU Small Finance Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	165,567	157,111	160,637	105,547	82,054	59,217
Interest Income on Investments	30,040	29,252	-	-	-	-
Total Interest Income	195,606	186,363	160,637	105,547	82,054	59,217
Interest Paid on Deposits	97,971	95,237	80,521	53,976	37,801	26,876
Net Interest Income	97,635	91,127	80,116	51,571	44,253	32,341
Net Interest Income Growth	20.01%	13.74%	55.35%	16.54%	36.83%	36.72%
Gain (Loss) on Sale of Assets	-	-	-36.08	-13.96	-6.63	-6.37
Gain (Loss) on Sale of Investments	-	-	2,352	517.49	-442.79	1,430
Other Non-Interest Income	28,565	29,779	22,947	16,468	10,794	8,514
Total Non-Interest Income	28,565	29,779	25,263	16,971	10,345	9,937
Non-Interest Income Growth	1.02%	17.88%	48.86%	64.06%	4.10%	-30.07%
Revenues Before Loan Losses	126,201	120,906	105,379	68,542	54,597	42,278
Provision for Loan Losses	14,529	16,147	17,926	3,900	1,548	3,610
Revenue	111,672	104,759	87,453	64,642	53,049	38,668
Revenue Growth	25.19%	19.79%	35.29%	21.85%	37.19%	24.06%
Salaries and Employee Benefits	38,972	36,988	30,900	20,733	17,723	13,604
Occupancy Expenses	-	-	8,844	6,630	5,417	4,031
Selling, General & Administrative	1,494	1,494	11,390	10,524	7,601	3,957
Other Non-Interest Expense	33,615	31,537	7,861	6,456	3,454	2,350
Total Non-Interest Expense	74,080	70,019	59,572	44,648	34,403	24,128
EBT Excluding Unusual Items	37,591	34,740	27,881	19,994	18,646	14,541
Pretax Income	37,591	34,740	27,881	19,994	18,646	14,541
Income Tax Expense	9,028	8,328	6,821	4,647	4,367	3,242
Net Income	28,563	26,413	21,059	15,347	14,279	11,298
Net Income to Common	28,563	26,413	21,059	15,347	14,279	11,298
Net Income Growth	30.77%	25.42%	37.22%	7.48%	26.38%	-3.49%
Basic Shares Outstanding	747	746	744	668	653	627
Diluted Shares Outstanding	757	754	746	671	657	633
Shares Change	1.48%	1.16%	11.07%	2.21%	3.76%	2.38%
EPS (Basic)	38.23	35.40	28.32	22.98	21.86	18.03
EPS (Diluted)	37.73	35.01	28.24	22.86	21.74	17.85
EPS Growth	28.85%	23.97%	23.54%	5.15%	21.79%	-5.71%
Dividend Per Share	-	1.000	1.000	1.000	1.000	0.500
Dividend Growth	-	0%	0%	0%	100.00%	-
Effective Tax Rate	24.02%	23.97%	24.47%	23.24%	23.42%	22.30%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

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