Bajaj Housing Finance Limited (NSE:BAJAJHFL)
India flag India · Delayed Price · Currency is INR
111.55
+1.54 (1.40%)
Oct 1, 2025, 3:30 PM IST

Bajaj Housing Finance Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 20212017 - 2020
Period Ending
Jun '25 Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2017 - 2020
Interest and Dividend Income
94,15289,86272,02452,69234,81828,774
Upgrade
Total Interest Expense
61,86259,79046,92632,11321,55319,615
Upgrade
Net Interest Income
32,29030,07125,09820,57913,2649,159
Upgrade
Commissions and Fees
1,8662,0121,3821,3652,2392,154
Upgrade
Other Revenue
1,7231,7661,0561,348-598.7
Upgrade
Revenue Before Loan Losses
35,87833,84927,53523,29215,50311,912
Upgrade
Provision for Loan Losses
1,111800.8608.81,2351,8112,472
Upgrade
34,76733,04826,92722,05713,6929,440
Upgrade
Revenue Growth (YoY)
24.47%22.73%22.08%61.09%45.04%4.24%
Upgrade
Salaries & Employee Benefits
5,0614,8394,6564,3513,4892,458
Upgrade
Cost of Services Provided
329.6327.2304.2245.6107.3134.1
Upgrade
Other Operating Expenses
1,6241,3851,2831,244826.7454.7
Upgrade
Total Operating Expenses
7,4376,9626,6406,1754,6813,264
Upgrade
Operating Income
27,33026,08620,28715,8829,0116,176
Upgrade
EBT Excluding Unusual Items
27,35826,08720,28915,8879,0146,136
Upgrade
Gain (Loss) on Sale of Investments
1,6431,6431,3321,120589.7-
Upgrade
Pretax Income
28,97327,70221,61317,0019,5996,132
Upgrade
Income Tax Expense
6,3376,0734,3014,4232,5021,600
Upgrade
Net Income
22,63621,62917,31212,5787,0964,532
Upgrade
Net Income to Common
22,63621,62917,31212,5787,0964,532
Upgrade
Net Income Growth
29.20%24.93%37.64%77.25%56.58%7.56%
Upgrade
Shares Outstanding (Basic)
8,2298,0926,7126,6824,883-
Upgrade
Shares Outstanding (Diluted)
8,2368,0996,7126,6824,883-
Upgrade
Shares Change (YoY)
17.94%20.66%0.45%36.84%--
Upgrade
EPS (Basic)
2.752.672.581.881.45-
Upgrade
EPS (Diluted)
2.752.672.581.881.45-
Upgrade
EPS Growth
10.08%3.52%37.02%29.54%--
Upgrade
Free Cash Flow
--170,999-146,258-143,521-124,989-50,824
Upgrade
Free Cash Flow Per Share
--21.11-21.79-21.48-25.59-
Upgrade
Operating Margin
78.61%78.93%75.34%72.00%65.81%65.42%
Upgrade
Profit Margin
65.11%65.45%64.29%57.02%51.83%48.01%
Upgrade
Free Cash Flow Margin
--517.43%-543.17%-650.68%-912.84%-538.38%
Upgrade
Effective Tax Rate
21.87%21.92%19.90%26.01%26.07%26.09%
Upgrade
Revenue as Reported
99,85795,76076,17756,65437,67131,553
Upgrade
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.