Bajaj Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	25,603	21,629	17,312	12,578	7,096
Depreciation & Amortization	473.3	411.5	396	268.1	214.1
Other Amortization	-	-	-	65.9	43.5
Loss (Gain) From Sale of Investments	1,907	-841.8	-723.2	-1,120	-589.7
Asset Writedown & Restructuring Costs	-863.3	-	-	-	-
Stock-Based Compensation	320.6	169.7	-	-	-
Change in Accounts Payable	496.4	188.5	116.8	95.2	155.6
Change in Trading Asset Securities	12,021	3,733	7,333	-	-
Change in Other Net Operating Assets	-242,556	-198,284	-169,754	-155,146	-129,535
Other Operating Activities	3,640	2,217	-690.5	-65.1	-2,195
Operating Cash Flow	-198,949	-170,749	-146,001	-143,318	-124,805
Capital Expenditures	-312.6	-250.7	-256.2	-203.7	-184.1
Sale of Property, Plant & Equipment	46.7	53.3	33	38.7	16.3
Sale (Purchase) of Intangibles	-166.8	-159.3	-173.8	-134.3	-107.1
Investment in Securities	-11,584	-7,619	-5,150	-6,278	21,981
Other Investing Activities	-	-	-	462.6	267.3
Investing Cash Flow	-12,017	-7,976	-5,547	-6,114	21,973
Short-Term Debt Issued	35,716	-	29,613	-	10,550
Long-Term Debt Issued	354,196	266,801	239,871	266,572	161,074
Total Debt Issued	389,911	266,801	269,485	266,572	171,624
Short-Term Debt Repaid	-	-2,908	-	-34,351	-
Long-Term Debt Repaid	-178,064	-138,875	-118,317	-110,919	-69,339
Total Debt Repaid	-178,064	-141,783	-118,317	-145,270	-69,339
Net Debt Issued (Repaid)	211,847	125,018	151,167	121,302	102,285
Issuance of Common Stock	28.1	55,600	-	24,999	-
Other Financing Activities	92.3	-1,916	80.5	-	-
Financing Cash Flow	211,967	178,702	151,248	146,301	102,285
Net Cash Flow	1,002	-22.3	-300.2	-3,132	-547.5
Free Cash Flow	-199,261	-170,999	-146,258	-143,521	-124,989
Free Cash Flow Margin	-478.89%	-517.43%	-543.17%	-650.68%	-912.84%
Free Cash Flow Per Share	-23.89	-21.11	-21.79	-21.48	-25.59
Cash Interest Paid	62,340	54,412	44,568	31,036	25,026
Cash Income Tax Paid	6,798	6,243	5,264	3,986	2,424

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.