Bajaj Housing Finance Limited (NSE:BAJAJHFL)
India flag India · Delayed Price · Currency is INR
83.09
-0.27 (-0.32%)
Oct 19, 2026, 3:30 PM IST

Bajaj Housing Finance Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
44,35240,76533,27026,92722,05713,692
Revenue Growth
22.33%22.53%23.56%22.08%61.09%45.04%
Operating Income
35,66132,44926,08620,28715,8829,011
Net Income
28,06325,60321,62917,31212,5787,096
Earnings Per Share
3.373.072.672.581.881.45
EPS Growth
19.15%14.98%3.52%37.02%29.54%56.58%

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,2421,93613,243761.96,7379,879
Total Debt
1,182,2481,037,716820,876689,892536,140410,226
Net Cash (Debt)
-1,181,006-1,035,779-807,633-689,130-529,402-400,348
Net Cash Growth
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Net Cash Per Share
-141.91-124.28-99.73-102.67-79.23-81.98

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-228,462-198,949-170,749-146,001-143,318-124,805
Capital Expenditures
-334.6-312.6-250.7-256.2-203.7-184.1
Free Cash Flow
-228,796-199,261-170,999-146,258-143,521-124,989
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
80.40%79.60%78.41%75.34%72.00%65.81%
Pretax Margin
82.05%81.44%83.26%80.27%77.07%70.10%
Profit Margin
63.27%62.81%65.01%64.29%57.02%51.83%
FCF Margin
-515.87%-488.81%-513.97%-543.17%-650.68%-912.84%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
24.5423.7947.47---
Forward PE
20.9326.8941.45---
PS Ratio
15.5314.9430.86---