Bajaj Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2017 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2017 - 2020
Net Income	23,610	21,629	17,312	12,578	7,096	4,532	Upgrade
Depreciation & Amortization	440.1	411.5	396	268.1	214.1	191.1	Upgrade
Other Amortization	-	-	-	65.9	43.5	26.6	Upgrade
Loss (Gain) From Sale of Investments	-1,344	-1,643	-1,332	-1,120	-589.7	-598.5	Upgrade
Stock-Based Compensation	249.2	169.7	-	-	-	133.6	Upgrade
Change in Accounts Payable	262.4	188.5	116.8	95.2	155.6	-96.9	Upgrade
Change in Trading Asset Securities	-2,301	3,733	7,333	-	-	-	Upgrade
Change in Other Net Operating Assets	-229,175	-198,284	-169,754	-155,146	-129,535	-59,163	Upgrade
Other Operating Activities	7,008	3,018	-81.7	-65.1	-2,195	4,217	Upgrade
Operating Cash Flow	-201,243	-170,749	-146,001	-143,318	-124,805	-50,758	Upgrade
Capital Expenditures	-286.1	-250.7	-256.2	-203.7	-184.1	-66	Upgrade
Sale of Property, Plant & Equipment	46.2	53.3	33	38.7	16.3	15.1	Upgrade
Sale (Purchase) of Intangibles	-191.3	-159.3	-173.8	-134.3	-107.1	-84.3	Upgrade
Investment in Securities	-1,494	-7,619	-5,150	-6,278	21,981	-8,145	Upgrade
Other Investing Activities	-	-	-	462.6	267.3	309.3	Upgrade
Investing Cash Flow	-1,925	-7,976	-5,547	-6,114	21,973	-7,970	Upgrade
Short-Term Debt Issued	-	-	29,613	-	10,550	14,286	Upgrade
Long-Term Debt Issued	-	266,801	239,871	266,572	161,074	73,023	Upgrade
Total Debt Issued	301,963	266,801	269,485	266,572	171,624	87,309	Upgrade
Short-Term Debt Repaid	-	-2,908	-	-34,351	-	-	Upgrade
Long-Term Debt Repaid	-	-138,875	-118,317	-110,919	-69,339	-30,550	Upgrade
Total Debt Repaid	-113,298	-141,783	-118,317	-145,270	-69,339	-30,550	Upgrade
Net Debt Issued (Repaid)	188,665	125,018	151,167	121,302	102,285	56,759	Upgrade
Issuance of Common Stock	25.5	55,600	-	24,999	-	-	Upgrade
Other Financing Activities	-45.3	-1,916	80.5	-	-	-	Upgrade
Financing Cash Flow	188,645	178,702	151,248	146,301	102,285	56,759	Upgrade
Net Cash Flow	-14,523	-22.3	-300.2	-3,132	-547.5	-1,969	Upgrade
Free Cash Flow	-201,529	-170,999	-146,258	-143,521	-124,989	-50,824	Upgrade
Free Cash Flow Margin	-554.87%	-517.43%	-543.17%	-650.68%	-912.84%	-538.38%	Upgrade
Free Cash Flow Per Share	-24.15	-21.11	-21.79	-21.48	-25.59	-	Upgrade
Cash Interest Paid	54,412	54,412	44,568	31,036	25,026	-	Upgrade
Cash Income Tax Paid	6,243	6,243	5,264	3,986	2,424	1,800	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.