Bandhan Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Jun '24 Jun 30, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	Mar '20 Mar 31, 2020	2019 - 2015
Interest Income on Loans	174,700	188,696	159,047	138,716	125,242	108,855	Upgrade
Interest Paid on Deposits	90,425	85,440	66,451	51,571	49,609	45,616	Upgrade
Net Interest Income	108,400	103,256	92,596	87,145	75,634	63,239	Upgrade
Net Interest Income Growth (YoY)	17.37%	11.51%	6.26%	15.22%	19.60%	40.67%	Upgrade
Gain (Loss) on Sale of Assets	-	1.26	-4.58	4.06	11.13	4.86	Upgrade
Gain (Loss) on Sale of Investments	-	4,086	-1,060	2,771	2,219	1,134	Upgrade
Other Non-Interest Income	23,071	17,560	25,750	25,450	17,992	14,354	Upgrade
Total Non-Interest Income	23,071	21,647	24,686	28,225	20,223	15,492	Upgrade
Non-Interest Income Growth (YoY)	-8.59%	-12.31%	-12.54%	39.57%	30.54%	45.73%	Upgrade
Revenues Before Loan Losses	131,471	124,903	117,282	115,370	95,856	78,731	Upgrade
Provision for Loan Losses	36,175	36,966	41,984	78,848	38,201	13,932	Upgrade
Revenue	95,296	87,937	75,298	36,522	57,655	64,800	Upgrade
Revenue Growth (YoY)	25.36%	16.79%	106.17%	-36.65%	-11.03%	34.35%	Upgrade
Salaries and Employee Benefits	37,014	35,078	27,084	21,296	16,646	13,670	Upgrade
Occupancy Expenses	-	6,735	4,912	4,179	3,242	2,832	Upgrade
Selling, General & Administrative	3,570	2,012	2,058	1,363	1,476	1,414	Upgrade
Other Non-Interest Expense	20,705	14,332	12,247	8,344	6,804	6,349	Upgrade
Total Non-Interest Expense	61,290	58,508	46,368	35,236	28,169	24,265	Upgrade
EBT Excluding Unusual Items	34,006	29,429	28,930	1,286	29,487	40,534	Upgrade
Pretax Income	34,006	29,429	28,930	1,286	29,487	40,534	Upgrade
Income Tax Expense	8,286	7,134	6,983	28.3	7,432	10,297	Upgrade
Net Income	25,720	22,296	21,946	1,258	22,055	30,237	Upgrade
Net Income to Common	25,720	22,296	21,946	1,258	22,055	30,237	Upgrade
Net Income Growth	26.75%	1.59%	1644.63%	-94.30%	-27.06%	54.94%	Upgrade
Basic Shares Outstanding	1,611	1,611	1,611	1,611	1,610	1,610	Upgrade
Diluted Shares Outstanding	1,611	1,611	1,611	1,611	1,611	1,611	Upgrade
Shares Change (YoY)	0.04%	-0.00%	-0.01%	0.01%	-0.02%	32.20%	Upgrade
EPS (Basic)	15.96	13.84	13.62	0.78	13.70	18.78	Upgrade
EPS (Diluted)	15.96	13.84	13.62	0.78	13.69	18.76	Upgrade
EPS Growth	26.70%	1.62%	1646.16%	-94.30%	-27.03%	17.18%	Upgrade
Dividend Per Share	-	1.500	1.500	-	1.000	-	Upgrade
Effective Tax Rate	24.37%	24.24%	24.14%	2.20%	25.20%	25.40%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.