Bandhan Bank Limited (NSE:BANDHANBNK)

Bandhan Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	192,303	219,482	188,696	159,047	138,716	125,242
Interest Paid on Deposits	106,268	104,576	85,508	66,451	51,571	49,609
Net Interest Income	112,612	114,906	103,188	92,596	87,145	75,634
Net Interest Income Growth (YoY)	3.89%	11.36%	11.44%	6.26%	15.22%	19.60%
Gain (Loss) on Sale of Assets	-	-0.21	1.26	-4.58	4.06	11.13
Gain (Loss) on Sale of Investments	-	4,215	4,086	-1,060	2,771	2,219
Other Non-Interest Income	31,466	25,452	17,627	25,750	25,450	17,992
Total Non-Interest Income	31,466	29,666	21,714	24,686	28,225	20,223
Non-Interest Income Growth (YoY)	36.39%	36.62%	-12.04%	-12.54%	39.57%	30.54%
Revenues Before Loan Losses	144,077	144,572	124,903	117,282	115,370	95,856
Provision for Loan Losses	43,893	46,434	44,099	41,984	78,848	38,201
Revenue	100,184	98,138	80,803	75,298	36,522	57,655
Revenue Growth (YoY)	5.13%	21.45%	7.31%	106.17%	-36.66%	-11.03%
Salaries and Employee Benefits	42,685	41,503	35,078	27,084	21,296	16,646
Occupancy Expenses	-	8,126	6,735	4,912	4,179	3,242
Selling, General & Administrative	5,815	2,087	2,012	2,058	1,363	1,476
Other Non-Interest Expense	24,416	16,862	14,332	12,247	8,344	6,804
Total Non-Interest Expense	72,915	70,685	58,508	46,368	35,236	28,169
EBT Excluding Unusual Items	27,269	27,453	22,296	28,930	1,286	29,487
Pretax Income	27,269	27,453	22,296	28,930	1,286	29,487
Income Tax Expense	6,731	-	-	6,983	28.3	7,432
Net Income	20,538	27,453	22,296	21,946	1,258	22,055
Net Income to Common	20,538	27,453	22,296	21,946	1,258	22,055
Net Income Growth	-20.15%	23.13%	1.59%	1644.63%	-94.30%	-27.06%
Basic Shares Outstanding	1,611	1,611	1,611	1,611	1,611	1,610
Diluted Shares Outstanding	1,611	1,611	1,611	1,611	1,611	1,611
Shares Change (YoY)	-0.04%	0.00%	-0.00%	-0.01%	0.01%	-0.02%
EPS (Basic)	12.75	17.04	13.84	13.62	0.78	13.70
EPS (Diluted)	12.75	17.04	13.84	13.62	0.78	13.69
EPS Growth	-20.12%	23.12%	1.62%	1646.16%	-94.30%	-27.03%
Dividend Per Share	-	1.500	1.500	1.500	-	1.000
Effective Tax Rate	24.68%	-	-	24.14%	2.20%	25.20%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.