Bandhan Bank Limited (NSE:BANDHANBNK)

Bandhan Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	-	131,267	29,462	22,210	21,433	55,493
Investment Securities	-	386,683	407,123	292,876	323,659	290,787
Total Investments	-	386,683	407,123	292,876	323,659	290,787
Gross Loans	-	1,501,038	1,367,300	1,245,741	1,088,271	987,907
Allowance for Loan Losses	-	-	-47,427	-34,373	-40,704	-48,158
Net Loans	-	1,501,038	1,319,873	1,211,368	1,047,568	939,749
Property, Plant & Equipment	-	14,013	11,804	11,734	8,546	5,879
Accrued Interest Receivable	-	-	15,991	14,370	9,672	10,351
Other Receivables	-	8,244	20.68	21.61	22.28	25.53
Restricted Cash	-	-	66,211	139,474	61,042	37,695
Other Current Assets	-	-	1,139	7,199	3,106	-
Long-Term Deferred Tax Assets	-	-	10,084	9,956	11,131	12,184
Other Real Estate Owned & Foreclosed	-	-	-	333.34	500.67	585.64
Other Long-Term Assets	-	69,992	53,055	68,875	73,692	37,202
Total Assets	-	2,111,237	1,914,763	1,778,417	1,560,371	1,389,952

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	-	1,663,444	1,431,239	1,255,374	1,016,523	908,683
Non-Interest Bearing Deposits	-	-	80,886	96,646	64,124	54,623
Total Deposits	-	1,663,444	1,512,125	1,352,020	1,080,647	963,306
Current Portion of Long-Term Debt	-	-	78,043	146,027	137,408	80,040
Current Income Taxes Payable	-	-	172.31	1,495	2,682	851.59
Accrued Interest Payable	-	-	3,930	2,791	1,196	1,104
Other Current Liabilities	-	-	7,493	8,145	3,078	6,647
Long-Term Debt	-	143,028	33,342	17,688	109,700	119,172
Other Long-Term Liabilities	-	49,016	33,608	34,155	29,820	45,019
Total Liabilities	-	1,855,488	1,668,713	1,562,320	1,364,529	1,216,140

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	-	16,110	16,110	16,110	16,108	16,108
Additional Paid-In Capital	-	-	54,211	54,211	54,188	54,172
Retained Earnings	-	-	168,478	141,879	122,997	101,362
Comprehensive Income & Other	-	239,639	7,252	3,897	2,548	2,169
Shareholders' Equity	255,749	255,749	246,050	216,096	195,842	173,812
Total Liabilities & Equity	-	2,111,237	1,914,763	1,778,417	1,560,371	1,389,952

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	143,028	143,028	111,385	163,715	247,108	199,212
Net Cash (Debt)	-11,761	-11,761	-81,923	-141,506	-225,675	-143,719
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-7.29	-7.30	-50.85	-87.83	-140.08	-89.20
Filing Date Shares Outstanding	1,613	1,609	1,611	1,611	1,611	1,611
Total Common Shares Outstanding	1,613	1,609	1,611	1,611	1,611	1,611
Book Value Per Share	158.96	158.96	152.73	134.14	121.58	107.91
Tangible Book Value	255,749	255,749	246,050	216,096	195,842	173,812
Tangible Book Value Per Share	158.96	158.96	152.73	134.14	121.58	107.91

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 27, 2026

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