Bandhan Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	12,236	27,453	22,296	21,946	1,258
Depreciation & Amortization	3,042	2,792	2,376	1,426	1,100
Gain (Loss) on Sale of Assets	13.33	0.21	-1.26	4.58	-4.06
Gain (Loss) on Sale of Investments	-1,481	-3,034	-2,806	7,689	-734.78
Provision for Credit Losses	-	36,294	36,842	52,257	66,986
Change in Trading Asset Securities	29,697	-56,968	25,340	-15,594	-23,215
Change in Other Net Operating Assets	-207,042	-130,877	-189,569	-203,733	-213,731
Other Operating Activities	22,865	-10,348	-18,118	-23,850	-6,275
Operating Cash Flow	-139,894	-132,582	-123,289	-159,787	-174,562
Capital Expenditures	-5,287	-2,881	-5,574	-4,121	-2,119
Sale of Property, Plant and Equipment	22.84	18.94	11.37	22.77	10.81
Investment in Securities	-8,975	-50,490	8,248	-24,966	-15,284
Other Investing Activities	17,404	14,565	14,225	12,885	11,274
Investing Cash Flow	3,166	-38,787	16,910	-16,179	-6,118
Short-Term Debt Issued	34,067	-	17,579	43,322	-
Long-Term Debt Issued	-	-	-	4,574	50,696
Total Debt Issued	34,067	-	17,579	47,896	50,696
Short-Term Debt Repaid	-	-20,768	-	-	-21,087
Long-Term Debt Repaid	-2,423	-31,562	-100,972	-	-
Total Debt Repaid	-2,423	-52,330	-100,972	-	-21,087
Net Debt Issued (Repaid)	31,643	-52,330	-83,393	47,896	29,609
Issuance of Common Stock	0.12	0.3	23.99	16.58	30.01
Common Dividends Paid	-2,416	-2,416	-2,416	-	-1,611
Net Increase (Decrease) in Deposit Accounts	151,319	160,105	271,373	117,341	183,584
Financing Cash Flow	180,546	105,359	185,588	165,253	211,612
Net Cash Flow	43,818	-66,010	79,209	-10,713	30,932
Free Cash Flow	-145,180	-135,463	-128,863	-163,908	-176,681
Free Cash Flow Margin	-153.91%	-138.03%	-159.48%	-217.68%	-483.77%
Free Cash Flow Per Share	-90.06	-84.08	-79.99	-101.74	-109.66
Cash Income Tax Paid	6,528	5,115	11,291	7,173	6,895

Source: S&P Global Market Intelligence. Banks template. Financial Sources.