Bandhan Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2017 - 2021
Period Ending	Jun '25 Jun 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2017 - 2021
Net Income	-	27,453	22,296	21,946	1,258	22,055	Upgrade
Depreciation & Amortization	-	2,792	2,376	1,426	1,100	1,031	Upgrade
Gain (Loss) on Sale of Assets	-	0.21	-1.26	4.58	-4.06	-11.13	Upgrade
Gain (Loss) on Sale of Investments	-	-3,034	-2,806	7,689	-734.78	-640.03	Upgrade
Provision for Credit Losses	-	-	36,842	52,257	66,986	37,485	Upgrade
Change in Trading Asset Securities	-	-56,968	25,340	-15,594	-23,215	-74,100	Upgrade
Change in Other Net Operating Assets	-	-130,877	-189,569	-203,733	-213,731	-192,195	Upgrade
Other Operating Activities	-	25,946	-18,118	-23,850	-6,275	-11,624	Upgrade
Operating Cash Flow	-	-132,582	-123,289	-159,787	-174,562	-217,999	Upgrade
Capital Expenditures	-	-2,881	-5,574	-4,121	-2,119	-2,225	Upgrade
Sale of Property, Plant and Equipment	-	18.94	11.37	22.77	10.81	26.15	Upgrade
Investment in Securities	-	-50,490	8,248	-24,966	-15,284	-23,297	Upgrade
Other Investing Activities	-	14,565	14,225	12,885	11,274	7,457	Upgrade
Investing Cash Flow	-	-38,787	16,910	-16,179	-6,118	-18,039	Upgrade
Short-Term Debt Issued	-	-	17,579	43,322	-	-	Upgrade
Long-Term Debt Issued	-	-	-	4,574	50,696	13,319	Upgrade
Total Debt Issued	-	-	17,579	47,896	50,696	13,319	Upgrade
Short-Term Debt Repaid	-	-20,768	-	-	-21,087	-7,507	Upgrade
Long-Term Debt Repaid	-	-31,562	-100,972	-	-	-	Upgrade
Total Debt Repaid	-	-52,330	-100,972	-	-21,087	-7,507	Upgrade
Net Debt Issued (Repaid)	-	-52,330	-83,393	47,896	29,609	5,812	Upgrade
Issuance of Common Stock	-	0.3	23.99	16.58	30.01	72.68	Upgrade
Common Dividends Paid	-	-2,416	-2,416	-	-1,611	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	160,105	271,373	117,341	183,584	208,907	Upgrade
Financing Cash Flow	-	105,359	185,588	165,253	211,612	214,792	Upgrade
Net Cash Flow	-	-66,010	79,209	-10,713	30,932	-21,246	Upgrade
Free Cash Flow	-	-135,463	-128,863	-163,908	-176,681	-220,224	Upgrade
Free Cash Flow Margin	-	-126.70%	-146.54%	-217.68%	-483.77%	-381.97%	Upgrade
Free Cash Flow Per Share	-	-84.08	-79.99	-101.74	-109.66	-136.69	Upgrade
Cash Income Tax Paid	-	5,115	11,291	7,173	6,895	10,889	Upgrade

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.