Bank of Baroda Limited (NSE:BANKBARODA)

Bank of Baroda Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	993,963	1,279,448	1,183,792	945,026	733,855
Interest Income on Investments	349,018	-	-	-	-
Total Interest Income	1,342,981	1,279,448	1,183,792	945,026	733,855
Interest Paid on Deposits	818,599	782,649	698,991	499,422	388,155
Net Interest Income	524,382	496,798	484,801	445,604	345,700
Net Interest Income Growth (YoY)	5.55%	2.48%	8.80%	28.90%	11.11%
Gain (Loss) on Sale of Assets	-	396.47	63.14	143.31	42.35
Gain (Loss) on Sale of Investments	-	36,615	35,151	573.42	20,105
Other Non-Interest Income	225,273	212,383	198,781	162,037	123,800
Total Non-Interest Income	225,273	249,394	233,995	162,754	143,947
Non-Interest Income Growth (YoY)	-9.67%	6.58%	43.77%	13.06%	-5.63%
Revenues Before Loan Losses	749,655	746,192	718,796	608,358	489,647
Provision for Loan Losses	113,034	102,795	117,435	96,268	141,176
Revenue	636,621	643,397	601,362	512,090	348,471
Revenue Growth (YoY)	-1.05%	6.99%	17.43%	46.95%	-2.11%
Salaries and Employee Benefits	172,085	179,104	169,667	143,474	126,438
Occupancy Expenses	-	45,599	45,638	47,583	40,032
Amortization of Goodwill & Intangibles	-	-	81.23	81.23	-
Selling, General & Administrative	-	13,973	14,108	12,532	8,946
Other Non-Interest Expense	215,089	128,532	113,874	102,774	72,972
Total Non-Interest Expense	381,243	363,148	338,776	303,271	246,060
EBT Excluding Unusual Items	255,378	280,249	262,586	208,819	102,411
Pretax Income	255,378	280,249	262,586	208,819	102,411
Income Tax Expense	54,675	71,596	73,897	58,767	23,081
Earnings From Continuing Operations	200,703	208,653	188,689	150,052	79,330
Minority Interest in Earnings	-2,238	-1,489	-1,015	-1,000	-832.9
Net Income	198,464	207,163	187,674	149,052	78,497
Net Income to Common	198,464	207,163	187,674	149,052	78,497
Net Income Growth	-4.20%	10.38%	25.91%	89.88%	407.20%
Basic Shares Outstanding	5,171	5,171	5,171	5,171	5,171
Diluted Shares Outstanding	5,171	5,171	5,171	5,171	5,171
Shares Change (YoY)	-0.01%	-	-	-	10.91%
EPS (Basic)	38.38	40.06	36.29	28.82	15.18
EPS (Diluted)	38.38	40.06	36.29	28.82	15.18
EPS Growth	-4.19%	10.39%	25.92%	89.87%	357.32%
Dividend Per Share	8.500	8.350	7.600	5.500	2.850
Dividend Growth	1.80%	9.87%	38.18%	92.98%	-
Effective Tax Rate	21.41%	25.55%	28.14%	28.14%	22.54%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.