Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

NSE:CHOLAFIN Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	46,452	42,627	34,201	26,649	21,535	15,209
Depreciation & Amortization	2,444	2,275	1,794	1,090	861.1	879.9
Other Amortization	173.2	173.2	186.5	121	145.2	143.1
Loss (Gain) From Sale of Investments	1,854	-1,908	-1,754	-688.1	-161.1	-48.7
Asset Writedown & Restructuring Costs	-	17.9	192.3	-	-	-
Provision for Credit Losses	24,955	24,955	13,104	8,484	8,799	13,221
Stock-Based Compensation	813.9	744.5	554	284.6	204.8	56.4
Change in Other Net Operating Assets	-333,339	-397,087	-408,613	-312,015	-88,078	-116,510
Other Operating Activities	3,181	4,051	3,497	5,017	979.4	-1,439
Operating Cash Flow	-253,419	-324,132	-356,829	-271,051	-55,713	-88,483
Capital Expenditures	-2,851	-1,995	-10,762	-1,895	-959.1	-328.9
Sale of Property, Plant & Equipment	147.7	128.6	54.3	18.6	19.2	15
Investment in Securities	-17,117	-27,615	-17,838	-19,608	17,335	-17,148
Investing Cash Flow	-19,820	-29,481	-28,546	-21,484	16,395	-17,462
Long-Term Debt Issued	-	1,607,515	1,444,569	1,079,762	352,527	672,443
Total Debt Issued	1,434,892	1,607,515	1,444,569	1,079,762	352,527	672,443
Long-Term Debt Repaid	-	-1,208,356	-1,078,280	-803,697	-299,614	-584,405
Total Debt Repaid	-1,148,741	-1,208,356	-1,078,280	-803,697	-299,614	-584,405
Net Debt Issued (Repaid)	286,151	399,159	366,289	276,065	52,914	88,038
Issuance of Common Stock	533	475.2	20,092	242.7	230.8	93.6
Common Dividends Paid	-1,682	-1,681	-1,668	-1,643	-1,642	-1,066
Total Dividends Paid	-1,682	-1,681	-1,668	-1,643	-1,642	-1,066
Financing Cash Flow	285,002	397,953	384,712	274,665	51,503	87,066
Net Cash Flow	11,762	44,340	-662.1	-17,870	12,185	-18,878
Free Cash Flow	-256,270	-326,127	-367,591	-272,945	-56,672	-88,811
Free Cash Flow Margin	-216.03%	-299.83%	-426.99%	-433.15%	-113.76%	-243.89%
Free Cash Flow Per Share	-304.06	-387.15	-441.33	-331.68	-68.93	-108.16
Cash Interest Paid	133,726	119,769	87,448	52,799	41,175	45,449
Cash Income Tax Paid	14,737	15,414	13,081	9,027	8,471	6,993

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.