Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

NSE:CHOLAFIN Statistics

Total Valuation

NSE:CHOLAFIN has a market cap or net worth of INR 1.34 trillion.

Market Cap	1.34T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Jul 21, 2026

Share Statistics

Current Share Class	852.69M
Shares Outstanding	n/a
Shares Change (YoY)	+0.47%
Shares Change (QoQ)	+0.88%
Owned by Insiders (%)	1.00%
Owned by Institutions (%)	33.55%
Float	431.45M

Valuation Ratios

The trailing PE ratio is 25.66 and the forward PE ratio is 20.47.

PE Ratio	25.66
Forward PE	20.47
PS Ratio	10.21
PB Ratio	4.41
P/TBV Ratio	4.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 93.30, with a Debt / Equity ratio of 6.93.

Current Ratio	93.30
Quick Ratio	92.95
Debt / Equity	6.93
Debt / EBITDA	n/a
Debt / FCF	-6.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.33% and return on invested capital (ROIC) is 2.30%.

Return on Equity (ROE)	19.33%
Return on Assets (ROA)	2.34%
Return on Invested Capital (ROIC)	2.30%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.91%
Revenue Per Employee	2.91M
Profits Per Employee	1.16M
Employee Count	45,194
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:CHOLAFIN has paid 17.44 billion in taxes.

Income Tax	17.44B
Effective Tax Rate	25.00%

Stock Price Statistics

The stock price has decreased by -0.29% in the last 52 weeks. The beta is 0.59, so NSE:CHOLAFIN's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	-0.29%
50-Day Moving Average	1,556.07
200-Day Moving Average	1,614.20
Relative Strength Index (RSI)	48.96
Average Volume (20 Days)	2,117,200

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:CHOLAFIN had revenue of INR 131.53 billion and earned 52.33 billion in profits. Earnings per share was 61.83.

Revenue	131.53B
Gross Profit	131.53B
Operating Income	69.73B
Pretax Income	69.77B
Net Income	52.33B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	61.83

Balance Sheet

The company has 163.96 billion in cash and 2.11 trillion in debt, with a net cash position of -1,947.60 billion.

Cash & Cash Equivalents	163.96B
Total Debt	2.11T
Net Cash	-1,947.60B
Net Cash Per Share	n/a
Equity (Book Value)	304.58B
Book Value Per Share	357.87
Working Capital	2.33T

Cash Flow

In the last 12 months, operating cash flow was -300.21 billion and capital expenditures -2.65 billion, giving a free cash flow of -302.86 billion.

Operating Cash Flow	-300.21B
Capital Expenditures	-2.65B
Depreciation & Amortization	2.84B
Net Borrowing	343.11B
Free Cash Flow	-302.86B
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 53.02% and 39.78%.

Gross Margin	100.00%
Operating Margin	53.02%
Pretax Margin	53.04%
Profit Margin	39.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 0.13%.

Dividend Per Share	2.00
Dividend Yield	0.13%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.24%
Buyback Yield	-0.47%
Shareholder Yield	-0.34%
Earnings Yield	3.90%
FCF Yield	-22.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 14, 2019. It was a forward split with a ratio of 5.

Last Split Date	Jun 14, 2019
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3