Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
India · Delayed Price · Currency is INR 1,482.80
-10.10 (-0.68%)
Jun 2, 2026, 3:29 PM IST
NSE:CHOLAFIN Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 284,033 | 237,477 | 176,271 | 120,826 | 95,674 |
Total Interest Expense | 143,841 | 124,747 | 92,133 | 57,333 | 42,786 |
Net Interest Income | 140,191 | 112,730 | 84,138 | 63,493 | 52,887 |
Commissions and Fees | 21,142 | 17,391 | 13,421 | 6,507 | 4,725 |
Other Revenue | 5,556 | 3,592 | 1,707 | 1,511 | 1,010 |
Revenue Before Loan Losses | 166,890 | 133,714 | 99,266 | 71,511 | 58,623 |
Provision for Loan Losses | 35,363 | 24,943 | 13,176 | 8,497 | 8,803 |
| 131,526 | 108,771 | 86,090 | 63,014 | 49,819 | |
Revenue Growth (YoY) | 20.92% | 26.35% | 36.62% | 26.48% | 36.81% |
Salaries & Employee Benefits | 41,951 | 33,278 | 24,786 | 13,604 | 9,572 |
Cost of Services Provided | - | 652.6 | 596 | 430.8 | 299.7 |
Other Operating Expenses | 17,006 | 15,394 | 12,899 | 11,616 | 9,931 |
Total Operating Expenses | 61,796 | 51,772 | 40,262 | 26,861 | 20,809 |
Operating Income | 69,730 | 56,998 | 45,828 | 36,153 | 29,010 |
Earnings From Equity Investments | 37.3 | 27 | 93.2 | -118.2 | -53.8 |
EBT Excluding Unusual Items | 69,768 | 57,434 | 45,922 | 36,034 | 29,023 |
Gain (Loss) on Sale of Investments | - | 28.6 | 234.3 | - | - |
Pretax Income | 69,768 | 57,442 | 46,146 | 36,028 | 29,022 |
Income Tax Expense | 17,442 | 14,815 | 11,946 | 9,379 | 7,487 |
Earnings From Continuing Ops. | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income to Common | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income Growth | 22.75% | 24.64% | 28.34% | 23.74% | 41.60% |
Shares Outstanding (Basic) | 844 | 840 | 831 | 822 | 821 |
Shares Outstanding (Diluted) | 846 | 842 | 833 | 823 | 822 |
Shares Change (YoY) | 0.46% | 1.14% | 1.22% | 0.09% | 0.13% |
EPS (Basic) | 61.98 | 50.72 | 41.17 | 32.44 | 26.24 |
EPS (Diluted) | 61.83 | 50.60 | 41.06 | 32.38 | 26.19 |
EPS Growth | 22.19% | 23.23% | 26.81% | 23.64% | 41.41% |
Free Cash Flow | -302,859 | -326,127 | -367,591 | -272,945 | -56,672 |
Free Cash Flow Per Share | -357.87 | -387.15 | -441.33 | -331.68 | -68.93 |
Dividend Per Share | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 |
Operating Margin | 53.02% | 52.40% | 53.23% | 57.37% | 58.23% |
Profit Margin | 39.78% | 39.19% | 39.73% | 42.29% | 43.23% |
Free Cash Flow Margin | -230.26% | -299.83% | -426.99% | -433.15% | -113.76% |
Effective Tax Rate | 25.00% | 25.79% | 25.89% | 26.03% | 25.80% |
Revenue as Reported | 315,387 | 261,528 | 194,199 | 131,056 | 102,318 |