Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
1,920.00
+53.80 (2.88%)
Aug 10, 2026, 3:15 PM IST
NSE:CHOLAFIN Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 141,830 | 131,725 | 108,765 | 86,090 | 63,014 | 49,819 |
Revenue Growth | 24.87% | 21.11% | 26.34% | 36.62% | 26.48% | 36.81% |
Operating Income Operating Income Growth | 76,445 | 69,537 | 57,191 | 45,828 | 36,153 | 29,010 |
Net Income Net Income Growth | 57,510 | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Earnings Per Share EPS Growth | 67.74 | 61.83 | 50.60 | 41.06 | 32.38 | 26.19 |
EPS Growth | 28.17% | 22.19% | 23.23% | 26.81% | 23.64% | 41.41% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Vehicle Finance Vehicle Finance Growth | 73,494 | 66,004 | 56,919 | 47,811 | 39,848 | 35,734 |
Loan against Property Loan against Property Growth | 32,548 | 29,765 | 20,418 | 13,717 | 9,865 | 5,973 |
Home Loans Home Loans Growth | 17,115 | 15,207 | 12,859 | 9,036 | 4,834 | 2,942 |
Others Others Growth | 19,932 | 16,923 | 15,152 | 12,332 | 4,859 | 1,309 |
Unallocated Unallocated Growth | 4,474 | 3,627 | 3,224 | 3,019 | 3,457 | 3,669 |
Total Total Growth | 147,562 | 131,526 | 108,571 | 85,913 | 62,864 | 49,628 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 100,159 | 100,159 | 54,830 | 10,935 | 11,847 | 28,854 |
Total Debt Total Debt Growth | 2,117,722 | 2,117,722 | 1,758,793 | 1,350,345 | 976,597 | 694,534 |
Net Cash (Debt) Net Cash Growth | -2,017,563 | -2,017,563 | -1,703,964 | -1,339,410 | -964,750 | -665,681 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2376.55 | -2384.20 | -2022.81 | -1608.10 | -1172.36 | -809.66 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -300,208 | -324,132 | -356,829 | -271,051 | -55,713 |
Capital Expenditures CapEx Growth | - | -2,651 | -1,995 | -10,762 | -1,895 | -959.1 |
Free Cash Flow Free Cash Flow Growth | - | -302,859 | -326,127 | -367,591 | -272,945 | -56,672 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 53.90% | 52.79% | 52.58% | 53.23% | 57.37% | 58.23% |
Pretax Margin | 54.07% | 52.96% | 52.81% | 53.60% | 57.17% | 58.25% |
Profit Margin | 40.55% | 39.72% | 39.19% | 39.73% | 42.29% | 43.23% |
FCF Margin | - | -229.92% | -299.85% | -426.99% | -433.15% | -113.76% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 0.11% | 0.15% | 0.13% | 0.17% | 0.26% | 0.28% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 28.46 | 22.05 | 29.99 | 28.41 | 23.49 | 27.39 |
PS Ratio | 11.54 | 8.76 | 11.75 | 11.29 | 9.94 | 11.84 |