Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
India flag India · Delayed Price · Currency is INR
1,920.00
+53.80 (2.88%)
Aug 10, 2026, 3:15 PM IST

NSE:CHOLAFIN Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
141,830131,725108,76586,09063,01449,819
Revenue Growth
24.87%21.11%26.34%36.62%26.48%36.81%
Operating Income
76,44569,53757,19145,82836,15329,010
Net Income
57,51052,32642,62734,20126,64921,535
Earnings Per Share
67.7461.8350.6041.0632.3826.19
EPS Growth
28.17%22.19%23.23%26.81%23.64%41.41%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Vehicle Finance
73,49466,00456,91947,81139,84835,734
Loan against Property
32,54829,76520,41813,7179,8655,973
Home Loans
17,11515,20712,8599,0364,8342,942
Others
19,93216,92315,15212,3324,8591,309
Unallocated
4,4743,6273,2243,0193,4573,669
Total
147,562131,526108,57185,91362,86449,628

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
100,159100,15954,83010,93511,84728,854
Total Debt
2,117,7222,117,7221,758,7931,350,345976,597694,534
Net Cash (Debt)
-2,017,563-2,017,563-1,703,964-1,339,410-964,750-665,681
Net Cash Growth
------
Net Cash Per Share
-2376.55-2384.20-2022.81-1608.10-1172.36-809.66

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--300,208-324,132-356,829-271,051-55,713
Capital Expenditures
--2,651-1,995-10,762-1,895-959.1
Free Cash Flow
--302,859-326,127-367,591-272,945-56,672
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
53.90%52.79%52.58%53.23%57.37%58.23%
Pretax Margin
54.07%52.96%52.81%53.60%57.17%58.25%
Profit Margin
40.55%39.72%39.19%39.73%42.29%43.23%
FCF Margin
--229.92%-299.85%-426.99%-433.15%-113.76%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
2.0002.0002.0002.0002.0002.000
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
0.11%0.15%0.13%0.17%0.26%0.28%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
28.4622.0529.9928.4123.4927.39
PS Ratio
11.548.7611.7511.299.9411.84