Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)
India flag India · Delayed Price · Currency is INR
1,463.70
+16.90 (1.17%)
Nov 12, 2026, 3:29 PM IST

NSE:CHOLAHLDNG Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
234,876212,232182,116153,206115,601106,553
Revenue Growth
19.45%16.54%18.87%32.53%8.49%19.92%
Operating Income
83,55172,51962,96151,94638,05829,992
Net Income
27,61424,41321,73717,72512,90210,231
Earnings Per Share
147.06130.01115.7694.3968.7254.49
EPS Growth
23.94%12.31%22.64%37.36%26.11%24.04%

Revenue by Segment

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Financing
131,527108,57285,91662,86749,629
Insurance
82,76976,59869,24053,29045,771
Others
897.9862823.7767.3733.7
Inter Segment revenue
-3,769-4,238-3,525-1,647-1,336
Total
211,425181,794152,454115,27794,799

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
158,671101,76155,89212,21013,72430,288
Total Debt
2,313,1242,111,2491,752,4051,346,089975,373695,649
Net Cash (Debt)
-2,154,454-2,009,489-1,696,513-1,333,878-961,649-665,362
Net Cash Growth
------
Net Cash Per Share
-11473.71-10701.44-9034.70-7103.51-5121.88-3543.95

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-396,386-300,328-342,013-357,264-293,287-57,385
Capital Expenditures
-6,691-3,602-3,415-11,687-2,608-1,380
Free Cash Flow
-403,077-303,930-345,428-368,951-295,895-58,765
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
35.57%34.17%34.57%33.91%32.92%28.15%
Pretax Margin
35.92%34.55%35.17%34.02%33.01%28.54%
Profit Margin
11.76%11.50%11.94%11.57%11.16%9.60%
FCF Margin
-171.61%-143.21%-189.67%-240.82%-255.96%-55.15%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.3001.3001.3000.5500.5500.550
Dividend Per Share Growth
0%0%136.36%0%0%0%
Dividend Yield
0.09%0.10%0.07%0.05%0.10%0.09%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
9.9510.5015.1311.787.9311.35
Forward PE
4.279.3510.839.586.8011.18
PS Ratio
1.171.211.811.360.891.09