Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)

NSE:CHOLAHLDNG Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	22,282	21,737	17,725	12,902	10,231	8,246
Depreciation & Amortization	2,757	2,586	2,136	1,495	1,247	1,183
Other Amortization	370.9	370.9	339.4	265.9	295.1	272.2
Loss (Gain) From Sale of Investments	434.2	-5,283	-5,312	-968.7	-1,121	-1,390
Asset Writedown & Restructuring Costs	-	17.9	192.3	-	-	-
Provision for Credit Losses	24,897	24,897	13,136	8,509	8,799	13,780
Stock-Based Compensation	813.9	744.5	554	284.6	204.8	56.4
Change in Accounts Payable	947.9	3,858	3,294	4,211	2,804	3,713
Change in Other Net Operating Assets	-368,388	-441,776	-413,512	-339,713	-92,417	-130,117
Other Operating Activities	51,020	50,815	24,174	19,720	12,574	7,063
Operating Cash Flow	-264,818	-342,013	-357,264	-293,287	-57,385	-97,192
Capital Expenditures	-4,055	-3,415	-11,687	-2,608	-1,380	-641.4
Sale of Property, Plant & Equipment	158.6	149.1	78	37.3	25.4	20.7
Investment in Securities	-5,788	-7,112	-14,641	5,522	-	-
Investing Cash Flow	-9,685	-10,377	-26,250	2,952	-1,355	-620.7
Long-Term Debt Issued	-	1,605,555	1,441,069	1,079,012	352,527	672,884
Total Debt Issued	1,432,382	1,605,555	1,441,069	1,079,012	352,527	672,884
Long-Term Debt Repaid	-	-1,208,474	-1,077,437	-805,390	-300,397	-586,673
Total Debt Repaid	-1,148,907	-1,208,474	-1,077,437	-805,390	-300,397	-586,673
Net Debt Issued (Repaid)	283,475	397,082	363,632	273,622	52,130	86,211
Issuance of Common Stock	533	475.2	20,092	257.2	237.5	95.8
Common Dividends Paid	-244.2	-103.9	-109.9	-105.2	-1,001	-
Other Financing Activities	-935.8	-935.8	-921.4	-898	19,363	-9,426
Financing Cash Flow	282,828	396,517	382,692	272,876	70,729	76,880
Net Cash Flow	8,325	44,127	-822.2	-17,460	11,989	-20,932
Free Cash Flow	-268,874	-345,428	-368,951	-295,895	-58,765	-97,833
Free Cash Flow Margin	-136.19%	-189.67%	-240.82%	-255.96%	-55.15%	-110.11%
Free Cash Flow Per Share	-1431.83	-1839.56	-1964.83	-1575.98	-313.00	-521.12
Cash Interest Paid	120,334	120,334	87,961	53,241	41,550	45,714
Cash Income Tax Paid	15,137	15,137	14,249	10,124	9,055	8,385

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.