CSB Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	49,328	45,052	35,971	29,275	23,197	20,383
Interest Income on Investments	485.6	-	-	-	-	-
Total Interest Income	49,814	45,052	35,971	29,275	23,197	20,383
Interest Paid on Deposits	30,754	27,849	21,210	14,511	9,858	8,850
Total Interest Expense	30,754	27,849	21,210	14,511	9,858	8,850
Net Interest Income	19,059	17,203	14,762	14,764	13,338	11,533
Net Interest Income Growth	22.99%	16.54%	-0.02%	10.69%	15.65%	22.51%
Gain (Loss) on Sale of Assets	7.24	7.24	-2.6	-1.3	2.51	4.07
Gain (Loss) on Sale of Investments	582.68	582.68	979.54	476.51	24.42	114.98
Other Non-Interest Income	10,260	11,176	8,744	5,368	3,133	2,349
Total Non-Interest Income	10,849	11,766	9,721	5,843	3,160	2,468
Non-Interest Income Growth	-9.19%	21.04%	66.37%	84.89%	28.04%	-18.58%
Revenues Before Loan Losses	29,909	28,969	24,482	20,607	16,499	14,001
Provision for Loan Losses	1,889	2,342	1,107	184.8	-262.12	-5.13
Revenue	28,020	26,627	23,375	20,422	16,761	14,006
Revenue Growth	10.17%	13.91%	14.46%	21.85%	19.67%	24.83%
Salaries and Employee Benefits	9,903	9,209	7,445	7,068	5,480	4,692
Occupancy Expenses	3,279	3,279	2,861	2,021	1,589	1,345
Selling, General & Administrative	592.94	590.94	528.42	483.14	347.9	263.76
Other Non-Interest Expense	4,896	4,922	4,448	3,156	1,959	1,436
Total Non-Interest Expense	18,786	18,115	15,380	12,808	9,425	7,864
EBT Excluding Unusual Items	9,234	8,512	7,995	7,614	7,336	6,142
Pretax Income	9,234	8,512	7,995	7,614	7,336	6,142
Income Tax Expense	2,364	2,180	2,057	1,946	1,863	1,557
Net Income	6,870	6,332	5,938	5,668	5,474	4,585
Net Income to Common	6,870	6,332	5,938	5,668	5,474	4,585
Net Income Growth	10.63%	6.63%	4.76%	3.55%	19.38%	109.93%
Basic Shares Outstanding	174	173	173	173	173	173
Diluted Shares Outstanding	174	173	173	173	173	173
Shares Change	0.01%	-	-	-	-	-0.01%
EPS (Basic)	39.60	36.50	34.23	32.67	31.55	26.43
EPS (Diluted)	39.60	36.50	34.23	32.67	31.55	26.43
EPS Growth	10.61%	6.63%	4.77%	3.55%	19.38%	109.92%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Effective Tax Rate	25.60%	25.61%	25.73%	25.56%	25.39%	25.36%