City Union Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	64,617	58,340	52,706	47,143	41,048	41,347
Interest Paid on Deposits	39,025	35,183	31,471	25,515	21,883	23,050
Net Interest Income	26,443	23,157	21,235	21,628	19,165	18,297
Net Interest Income Growth (YoY)	16.90%	9.05%	-1.82%	12.85%	4.75%	9.22%
Gain (Loss) on Sale of Assets	0.5	0.5	0.26	1.27	1.42	2.49
Gain (Loss) on Sale of Investments	483.32	483.32	516.39	-278.68	513.23	2,174
Other Non-Interest Income	9,512	8,497	6,900	8,381	7,076	4,711
Total Non-Interest Income	9,996	8,981	7,417	8,104	7,591	6,888
Non-Interest Income Growth (YoY)	21.59%	21.09%	-8.48%	6.75%	10.21%	1.30%
Revenues Before Loan Losses	36,439	32,138	28,651	29,732	26,756	25,184
Provision for Loan Losses	3,010	2,620	2,860	6,405	6,101	7,750
Revenue	33,429	29,518	25,791	23,327	20,654	17,434
Revenue Growth (YoY)	16.56%	14.45%	10.57%	12.94%	18.47%	8.96%
Salaries and Employee Benefits	8,517	7,330	6,138	5,304	5,036	4,637
Occupancy Expenses	4,364	4,364	3,977	3,299	3,179	3,295
Selling, General & Administrative	724.12	724.12	662.07	655.63	584.33	485.83
Other Non-Interest Expense	4,077	2,933	2,707	2,294	2,003	2,088
Total Non-Interest Expense	17,683	15,351	13,484	11,552	10,803	10,506
EBT Excluding Unusual Items	15,746	14,166	12,307	11,775	9,852	6,928
Pretax Income	15,746	14,166	12,307	11,775	9,852	6,928
Income Tax Expense	3,200	2,930	2,150	2,400	2,250	1,000
Net Income	12,546	11,236	10,157	9,375	7,602	5,928
Net Income to Common	12,546	11,236	10,157	9,375	7,602	5,928
Net Income Growth	15.05%	10.62%	8.35%	23.33%	28.23%	24.46%
Basic Shares Outstanding	741	741	740	740	739	738
Diluted Shares Outstanding	745	746	746	746	747	744
Shares Change (YoY)	-0.13%	-0.05%	-0.01%	-0.13%	0.45%	0.12%
EPS (Basic)	16.93	15.17	13.72	12.67	10.29	8.03
EPS (Diluted)	16.85	15.07	13.62	12.57	10.18	7.97
EPS Growth	15.17%	10.65%	8.35%	23.48%	27.73%	24.34%
Dividend Per Share	-	2.000	1.000	1.000	1.000	0.500
Dividend Growth	-	100.00%	-	-	100.00%	-
Effective Tax Rate	20.32%	20.68%	17.47%	20.38%	22.84%	14.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.