City Union Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	55,721	58,340	52,706	47,143	41,048
Interest Income on Investments	12,977	-	-	-	-
Total Interest Income	68,698	58,340	52,706	47,143	41,048
Interest Paid on Deposits	40,399	35,183	31,471	25,515	21,883
Net Interest Income	28,298	23,157	21,235	21,628	19,165
Net Interest Income Growth (YoY)	22.20%	9.05%	-1.82%	12.85%	4.75%
Gain (Loss) on Sale of Assets	-	0.5	0.26	1.27	1.42
Gain (Loss) on Sale of Investments	-	483.32	516.39	-278.68	513.23
Other Non-Interest Income	10,388	8,497	6,900	8,381	7,076
Total Non-Interest Income	10,388	8,981	7,417	8,104	7,591
Non-Interest Income Growth (YoY)	15.68%	21.09%	-8.48%	6.75%	10.21%
Revenues Before Loan Losses	38,687	32,138	28,651	29,732	26,756
Provision for Loan Losses	3,430	2,620	2,860	6,405	6,101
Revenue	35,257	29,518	25,791	23,327	20,654
Revenue Growth (YoY)	19.44%	14.45%	10.57%	12.94%	18.47%
Salaries and Employee Benefits	8,898	7,330	6,138	5,304	5,036
Occupancy Expenses	-	4,364	3,977	3,299	3,179
Selling, General & Administrative	-	724.12	662.07	655.63	584.33
Other Non-Interest Expense	9,646	2,933	2,707	2,294	2,003
Total Non-Interest Expense	18,544	15,351	13,484	11,552	10,803
EBT Excluding Unusual Items	16,712	14,166	12,307	11,775	9,852
Pretax Income	16,712	14,166	12,307	11,775	9,852
Income Tax Expense	3,450	2,930	2,150	2,400	2,250
Net Income	13,262	11,236	10,157	9,375	7,602
Net Income to Common	13,262	11,236	10,157	9,375	7,602
Net Income Growth	18.03%	10.62%	8.35%	23.33%	28.23%
Basic Shares Outstanding	742	741	740	740	739
Diluted Shares Outstanding	744	746	746	746	747
Shares Change (YoY)	-0.24%	-0.05%	-0.01%	-0.13%	0.45%
EPS (Basic)	17.88	15.17	13.72	12.67	10.29
EPS (Diluted)	17.83	15.07	13.62	12.57	10.18
EPS Growth	18.32%	10.65%	8.35%	23.48%	27.73%
Dividend Per Share	2.000	2.000	1.000	1.000	1.000
Dividend Growth	-	100.00%	-	-	100.00%
Effective Tax Rate	20.64%	20.68%	17.47%	20.38%	22.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.