City Union Bank Limited (NSE: CUB)

City Union Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	38,719	32,999	40,382	45,448	36,178	32,188
Investment Securities	164,532	156,641	143,326	122,212	94,359	91,168
Total Investments	164,532	156,641	143,326	122,212	94,359	91,168
Gross Loans	477,715	464,810	439,710	411,560	370,210	345,760
Allowance for Loan Losses	-	-9,553	-9,177	-7,975	-8,632	-6,486
Net Loans	477,715	455,257	430,533	403,585	361,578	339,274
Property, Plant & Equipment	2,925	2,704	2,393	2,147	2,327	2,452
Accrued Interest Receivable	-	2,123	1,660	1,412	1,059	1,418
Restricted Cash	-	36,436	26,110	21,421	19,973	15,029
Other Current Assets	-	12,465	11,093	10,450	9,856	8,516
Other Long-Term Assets	29,770	9,633	10,446	8,634	7,787	7,291
Total Assets	713,660	708,259	665,946	615,309	533,117	497,335
Interest Bearing Deposits	573,691	501,678	476,342	430,704	407,836	379,081
Non-Interest Bearing Deposits	-	54,888	47,637	46,193	37,537	29,244
Total Deposits	573,691	556,566	523,979	476,897	445,374	408,325
Current Portion of Long-Term Debt	-	40,538	-	-	-	-
Accrued Interest Payable	-	3,189	2,830	2,184	2,310	2,674
Other Current Liabilities	-	3,099	3,721	4,750	1,847	2,006
Long-Term Debt	25,466	6,704	46,881	53,118	13,457	20,324
Other Long-Term Liabilities	25,704	14,148	13,962	12,503	11,705	11,046
Total Liabilities	624,861	624,244	591,374	549,452	474,692	444,375
Common Stock	740.67	740.67	740.42	739.59	738.82	737.32
Additional Paid-In Capital	-	9,043	9,018	8,939	8,872	8,761
Retained Earnings	-	70,111	60,876	52,679	45,367	41,064
Comprehensive Income & Other	88,058	4,120	3,938	3,499	3,447	2,398
Shareholders' Equity	88,799	84,014	74,572	65,857	58,425	52,961
Total Liabilities & Equity	713,660	708,259	665,946	615,309	533,117	497,335
Total Debt	25,466	47,242	46,881	53,118	13,457	20,324
Net Cash (Debt)	13,253	-14,243	-6,499	-7,670	22,721	11,864
Net Cash Growth	-17.87%	-	-	-	91.51%	17.94%
Net Cash Per Share	17.78	-19.09	-8.71	-10.27	30.55	15.97
Filing Date Shares Outstanding	740.67	740.67	740.42	739.58	738.82	737.32
Total Common Shares Outstanding	740.67	740.67	740.42	739.58	738.82	737.32
Book Value Per Share	119.89	113.43	100.72	89.05	79.08	71.83
Tangible Book Value	88,799	84,014	74,572	65,857	58,425	52,961
Tangible Book Value Per Share	119.89	113.43	100.72	89.05	79.08	71.83

Source: S&P Capital IQ. Banks template. Financial Sources.