City Union Bank Limited (NSE:CUB)

City Union Bank Statistics

Total Valuation

City Union Bank has a market cap or net worth of INR 201.45 billion.

Market Cap	201.45B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Aug 1, 2025

Share Statistics

City Union Bank has 741.05 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	741.05M
Shares Outstanding	741.05M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	5.79%
Owned by Institutions (%)	54.55%
Float	695.14M

Valuation Ratios

The trailing PE ratio is 16.77 and the forward PE ratio is 14.50.

PE Ratio	16.77
Forward PE	14.50
PS Ratio	6.33
PB Ratio	2.03
P/TBV Ratio	2.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.85%.

Return on Equity (ROE)	12.85%
Return on Assets (ROA)	1.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.18M
Profits Per Employee	1.59M
Employee Count	7,605
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, City Union Bank has paid 3.10 billion in taxes.

Income Tax	3.10B
Effective Tax Rate	20.42%

Stock Price Statistics

The stock price has increased by +47.56% in the last 52 weeks. The beta is 0.27, so City Union Bank's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+47.56%
50-Day Moving Average	242.71
200-Day Moving Average	202.69
Relative Strength Index (RSI)	57.63
Average Volume (20 Days)	3,845,079

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, City Union Bank had revenue of INR 31.82 billion and earned 12.08 billion in profits. Earnings per share was 16.21.

Revenue	31.82B
Gross Profit	31.82B
Operating Income	15.18B
Pretax Income	15.18B
Net Income	12.08B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	16.21

Balance Sheet

The company has 69.53 billion in cash and 21.83 billion in debt, giving a net cash position of 47.70 billion or 64.37 per share.

Cash & Cash Equivalents	69.53B
Total Debt	21.83B
Net Cash	47.70B
Net Cash Per Share	64.37
Equity (Book Value)	99.26B
Book Value Per Share	133.95
Working Capital	-625.33B

Cash Flow

In the last 12 months, operating cash flow was -61.69 billion and capital expenditures -2.60 billion, giving a free cash flow of -64.30 billion.

Operating Cash Flow	-61.69B
Capital Expenditures	-2.60B
Free Cash Flow	-64.30B
FCF Per Share	-86.77

Margins

Gross Margin	n/a
Operating Margin	47.71%
Pretax Margin	47.71%
Profit Margin	37.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 0.74%.

Dividend Per Share	2.00
Dividend Yield	0.74%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	1
Payout Ratio	12.16%
Buyback Yield	-0.01%
Shareholder Yield	0.74%
Earnings Yield	6.00%
FCF Yield	-31.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 10, 2018. It was a forward split with a ratio of 1.1.

Last Split Date	Jul 10, 2018
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2