The Federal Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	236,744	281,061	235,655	178,118	143,815
Interest Income on Investments	59,997	-	-	-	-
Total Interest Income	296,741	281,061	235,655	178,118	143,815
Interest Paid on Deposits	177,716	176,313	144,947	99,752	79,594
Net Interest Income	119,025	104,748	90,708	78,365	64,222
Net Interest Income Growth (YoY)	13.63%	15.48%	15.75%	22.02%	9.24%
Gain (Loss) on Sale of Assets	-	21.8	84.33	8.3	53.3
Gain (Loss) on Sale of Investments	-	4,008	2,949	428.13	3,073
Other Non-Interest Income	45,983	35,212	29,132	23,926	18,083
Total Non-Interest Income	45,983	39,242	32,165	24,362	21,209
Non-Interest Income Growth (YoY)	17.18%	22.00%	32.03%	14.87%	7.57%
Revenues Before Loan Losses	165,009	143,990	122,873	102,728	85,431
Provision for Loan Losses	19,708	9,192	2,596	7,986	13,047
Revenue	145,301	134,798	120,277	94,741	72,384
Revenue Growth (YoY)	7.79%	12.07%	26.95%	30.89%	18.52%
Salaries and Employee Benefits	37,557	35,367	31,841	24,391	25,111
Occupancy Expenses	-	8,931	7,252	7,277	5,903
Selling, General & Administrative	-	4,007	3,463	2,856	1,755
Other Non-Interest Expense	49,110	30,530	25,095	17,588	13,147
Total Non-Interest Expense	86,591	78,594	67,302	51,771	45,611
EBT Excluding Unusual Items	58,710	56,204	52,975	42,970	26,773
Pretax Income	58,710	56,204	52,975	42,970	26,773
Income Tax Expense	13,801	13,863	13,335	10,872	6,809
Earnings From Continuing Operations	44,909	42,340	39,640	32,098	19,964
Minority Interest in Earnings	-1,456	-751.69	-836.08	-451.04	-266.39
Net Income	43,453	41,588	38,804	31,647	19,698
Net Income to Common	43,453	41,588	38,804	31,647	19,698
Net Income Growth	4.48%	7.17%	22.61%	60.66%	18.35%
Basic Shares Outstanding	2,459	2,450	2,316	2,109	2,069
Diluted Shares Outstanding	2,486	2,476	2,345	2,131	2,086
Shares Change (YoY)	0.41%	5.59%	10.01%	2.19%	4.19%
EPS (Basic)	17.67	16.98	16.76	15.01	9.52
EPS (Diluted)	17.48	16.80	16.55	14.85	9.44
EPS Growth	4.05%	1.51%	11.45%	57.31%	13.60%
Dividend Per Share	-	1.200	1.200	1.000	1.800
Dividend Growth	-	-	20.00%	-44.44%	157.14%
Effective Tax Rate	23.51%	24.67%	25.17%	25.30%	25.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.