The Federal Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	43,453	41,588	38,804	31,647	19,698
Depreciation & Amortization	3,059	2,884	2,339	1,822	1,389
Gain (Loss) on Sale of Assets	-205.8	-21.8	-1,075	-8.3	-53.3
Gain (Loss) on Sale of Investments	2,201	-2,757	-594.03	2,152	2,498
Provision for Credit Losses	18,912	9,268	4,633	8,053	13,054
Change in Other Net Operating Assets	-326,022	-273,777	-374,580	-350,645	-207,118
Other Operating Activities	1,756	453.13	104.19	-1,249	-2,124
Operating Cash Flow	-256,582	-222,277	-330,353	-308,217	-172,651
Capital Expenditures	-3,082	-7,547	-3,279	-4,840	-2,955
Sale of Property, Plant and Equipment	223.3	38.64	110.82	30.7	73.36
Investment in Securities	-108,232	-30,435	-86,906	-93,628	11,959
Divestitures	-	-	991.14	-	-
Investing Cash Flow	-111,090	-37,943	-89,084	-98,437	9,077
Long-Term Debt Issued	21,466	77,362	2,000	62,746	73,168
Long-Term Debt Repaid	-	-3,000	-9,024	-	-
Net Debt Issued (Repaid)	21,466	74,362	-7,024	62,746	73,168
Issuance of Common Stock	653.4	1,684	43,939	958.25	9,270
Common Dividends Paid	-2,950	-2,940	-2,349	-3,787	-1,397
Net Increase (Decrease) in Deposit Accounts	300,073	310,286	394,665	313,110	94,914
Other Financing Activities	1,524	903.54	4,143	463.73	885.83
Financing Cash Flow	320,765	384,296	433,374	373,491	176,841
Foreign Exchange Rate Adjustments	-91.4	-42.79	-37.93	-158.6	-63.46
Net Cash Flow	-46,998	124,033	13,899	-33,322	13,204
Free Cash Flow	-259,664	-229,823	-333,633	-313,057	-175,606
Free Cash Flow Margin	-178.71%	-170.50%	-277.39%	-330.43%	-242.60%
Free Cash Flow Per Share	-104.46	-92.83	-142.30	-146.88	-84.20
Cash Interest Paid	-	7.5	7.5	4.8	4.4
Cash Income Tax Paid	-	13,410	13,231	12,120	8,933

Source: S&P Global Market Intelligence. Banks template. Financial Sources.